Active

205 Somerset Ln, Palm Harbor, FL, 34684

$209/sqft·Villas Of Somerset Woods Condo The

2 bd3 ba1,150 sqftTownhouse
Listed by SANCTUARY REAL ESTATE GROUP, LLC· Last updated · MLS# TB8515153

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,097/mo
Down payment (20%)
$48,000
Property taxes
$250/mo
HOA
$475/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Townhouse
Built 1983
Community pool
Shared amenity
1,150 sqft
Living area

About this home

Living Room/Dining Room ComboLightingPoolDishwasherDisposalElectric Water HeaterMicrowaveRange

205 Somerset Ln is a 1983-built home in Villas Of Somerset Woods Condo The, Palm Harbor. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,150 square feet of living space. Listed at $239,999 (about $209/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $475 monthly.

From the listing

Welcome to the Villas of Somerset Woods—your beautifully renovated 2-bed, 2.5-bath SANCTUARY tucked inside a quiet cul-de-sac community. This charming townhome with a covered carport offers the perfect blend of comfort, style, and convenience. Step inside to an open-concept first floor filled with natural light, featuring a spacious living area anchored by a cozy wood-burning fireplace. The fully updated kitchen shines with luxurious quartz countertops, modern cabinetry, premium stainless-steel appliances, and a breakfast bar ideal for casual dining. A convenient half bath and an oversized laundry room complete the main level. Upstairs, you’ll find two generously sized bedrooms, each with its own updated bathroom, including a primary suite with a private balcony—a peaceful spot to unwind. Enjoy exceptional storage with two exterior storage closets, one on each floor. Relax and recharge at the sparkling community pool, just steps from your front door. All of this in a prime Palm Harbor location minutes from beautiful beaches, parks, shopping, dining, and major airports. A rare opportunity to own a stylishly updated townhome in a serene, well-kept community—this one checks all the boxes. **Although this home is a townhome, it is located within a condo community and is not eligible for FHA/VA financing.**

The essentials

Built
1983
Price / sqft
$209
On market
102 days
Annual tax
$2,996
HOA
$475/mo
Flood zone
X · Low risk
Type
Townhouse

Location

205 Somerset Ln
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Townhouse
Year Built
1983
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
102
Living Room/Dining Room Combo
Lighting
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$2,996

Parcel #

07-28-16-94147-002-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Villas Of Somerset Woods Condo The

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

-

HOA
$475/mo
Stephanie Moore
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8515153
$239,999-2.0%
$209/sqft
Price change
Source: Stellar MLS #TB8515153
$244,999-9.3%
$213/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #TB8515153
$269,999+116.0%
$235/sqft
4/1/2026
Sold
Source: Pinellas County Public Record
$125,000
$109/sqft
Est. monthly payment$2,096/mo
Principal & interest$1,252
Property taxes$250
Insurance$120
HOA$475
Down payment20% · $48,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $239,999
$237,500 – $239,999
98.6% – 100% of listTops out right at the list price
80% of listList price
28 of the last 54 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 35 days before it went under contract, and this one is on day 102 after a $30,000 cut.

Sample: 54 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.