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3638 Trafalgar Way #102, Palm Harbor, FL, 34685

$205/sqft·Waterford At Palm Harbor Luxury Condo

3 bd3 ba1,559 sqft1 car garageTownhouse
Listed by KELLER WILLIAMS REALTY- PALM HARBOR· Last updated · MLS# TB8531295

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Est. monthly payment
$2,846/mo
Down payment (20%)
$64,000
Property taxes
$419/mo
HOA
$598.33/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 2002
Community pool
Fitness center too
1 car garage
Driveway
39.43 acres
Lot size
1,559 sqft
Living area

About this home

Accessibility FeaturesCathedral Ceiling(s)Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)

3638 Trafalgar Way #102 is a 2002-built home in Waterford At Palm Harbor Luxury Condo, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,559 square feet of living space. Listed at $320,000 (about $205/sqft), 44 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $598.33 monthly.

From the listing

Welcome to this beautifully updated 3-bedroom, 2.5-bath townhome-style condominium located in the desirable East Lake Corridor of Palm Harbor. Situated within a gated community, this home offers a functional layout, quality updates, and low-maintenance living. The interior features an updated kitchen, renovated bathrooms, plantation shutters throughout, updated high impact windows and doors, and an open living area designed for everyday living and entertaining. The spacious primary suite and two additional bedrooms provide flexibility for guests, a home office, or family living. Additional features include an attached one-car garage with a washer and dryer, offering added convenience and storage. Community amenities include a community swimming pool with spa, fitness center, library, pool room and beautifully maintained grounds. Conveniently located near top-rated schools, shopping, dining, golf courses, parks, Lake Tarpon, the Pinellas Trail, and Gulf beaches, with easy access to Tampa, Clearwater, and St. Petersburg. Move-in ready and ideally located, this home offers an excellent opportunity to enjoy everything the East Lake area has to offer.

The essentials

Built
2002
Price / sqft
$205
On market
45 days
Annual tax
$5,026
HOA
$598.33/mo
Flood zone
AE
Lot
1,717,388 sqft
Type
Townhouse

Location

3638 Trafalgar Way #102
Palm Harbor, FL, 34685·34685 - Palm Harbor
Type
Townhouse
Year Built
2002
Lot
1,717,388 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Guest
Days on Market
45
Accessibility Features
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Playground
Sprinkler Metered
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Cypress Woods Elementary-PN

Middle

Carwise Middle-PN

High

East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$5,026

Parcel #

27-27-16-95060-009-1020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterford At Palm Harbor Luxury Condo

County

Pinellas

MLS Area

34685 - Palm Harbor

Lot Size

1,717,388 sqft

LandscapedPaved
HOA
$598.33/mo
Greenacres Property Inc/Laura Zimmerman
Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #TB8531295
$320,000-5.9%
$205/sqft
3/1/2025
Sold
Source: Pinellas County Public Record
$340,000
$218/sqft
Est. monthly payment$2,846/mo
Principal & interest$1,669
Property taxes$419
Insurance$160
HOA$598
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $320,000
$312,500 – $320,000
97.5% – 100% of listTops out right at the list price
80% of listList price
9 of the last 17 townhouse or villa closings in 34685 landed at this number or higher (53%). The median one sat 60 days before it went under contract, and this one is on day 45.

Sample: 17 closed townhouse or villa sales in 34685 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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