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3284 Gorse CT, Palm Harbor, FL, 34684

$279/sqft·Highland Lakes

2 bd2 ba1,148 sqft1 car garageVilla
Listed by HOUWZER INC· Last updated · MLS# O6419468

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Est. monthly payment
$2,089/mo
Down payment (20%)
$63,980
Property taxes
$97/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
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At a glance

Villa
Built 1982
1 car garage
Driveway
3,851 sqft lot
Lot size
1,148 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)Window TreatmentsPrivate MailboxAssociation Recreation - Owned

3284 Gorse CT is a 1982-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,148 square feet of living space. Listed at $319,900 (about $279/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Experience resort-style living in this beautifully maintained 2-bedroom, 2-bathroom villa located at 3284 Gorse Court in Highland Lakes, Palm Harbor's premier 55+ community. Offering 1,148 square feet of thoughtfully designed living space, this home combines comfort, convenience, energy efficiency, and an unmatched amenity-rich lifestyle. Inside, you'll find a bright and inviting open floor plan featuring modern updates throughout, including luxury vinyl flooring, solid surface countertops, and attractive wood cabinetry. The spacious bedrooms offer generous closet space, while the enclosed Florida room, complete with its own A/C vent, provides the perfect year-round retreat for relaxing, entertaining, or pursuing hobbies. This exceptional home is loaded with valuable upgrades, including a whole-home water filtration system, hurricane-impact windows and a hurricane-impact front door, and an owned solar energy system with battery backup. Designed for both efficiency and peace of mind, the solar system powers six essential household circuits during power outages, while delivering remarkably low utility costs, with the owners averaging just $65 per month in electric expenses over the past 12 months. Additional peace of mind comes from the home's high elevation—no flood insurance required. As a resident of Highland Lakes, you'll enjoy access to one of Tampa Bay's most active and desirable 55+ communities. Amenities include unlimited free golf on three private executive courses, heated pools, a whirlpool spa, tennis courts, pickleball, bocce ball, and a vibrant clubhouse offering year-round social events, clubs, workshops, and performing arts programs. For boating and fishing enthusiasts, the exclusive Lake Tarpon Lodge features a private boat ramp, fishing pier, community pontoon boats, and even transportation to waterfront restaurants. Residents also benefit from free secure storage for RVs and boats. Whether you're seeking an active lifestyle, low-maintenance living, exceptional energy savings, or a welcoming community atmosphere, this outstanding villa offers the perfect opportunity to enjoy the very best of Florida living.

The essentials

Built
1982
Price / sqft
$279
On market
75 days
Annual tax
$1,160
HOA
$164/mo
Flood zone
X · Low risk
Lot
3,851 sqft
Type
Villa

Location

3284 Gorse CT
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Villa
Year Built
1982
Lot
3,851 sqft
Cooling
Central Air
Heating
Central, Electric, Solar
Parking
Driveway, Garage Door Opener
Days on Market
75
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Private Mailbox
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Irrigation-reclaimed Water
Sidewalks
Tennis Court(s)
Built-in Oven
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Softener

Elementary

Highland Lakes Elementary-PN

Middle

Carwise Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,160

Parcel #

05-28-16-38906-000-1360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Highland Lakes

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

3,851 sqft

In CountyStreet Dead-EndPaved
HOA
$164/mo
Duplex Village II - Natalie Coser
Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #O6419468
$319,900-1.6%
$279/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #O6419468
$325,000
$283/sqft
Est. monthly payment$2,089/mo
Principal & interest$1,668
Property taxes$97
Insurance$160
HOA$164
Down payment20% · $63,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $319,900
$315,000 – $319,900
98.6% – 100% of listTops out right at the list price
80% of listList price
28 of the last 54 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 35 days before it went under contract, and this one is on day 75 after a $5,100 cut.

Sample: 54 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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