Active

3300 McMath Dr, Palm Harbor, FL, 34684

$233/sqft·Highland Lakes

2 bd2 ba1,332 sqft2 car garageVilla
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8543424

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,067/mo
Down payment (20%)
$61,980
Property taxes
$124/mo
HOA
$172/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Villa
Built 1984
Community pool
Shared amenity
2 car garage
Driveway
4,029 sqft lot
Lot size
1,332 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)LightingPrivate Mailbox

3300 McMath Dr is a 1984-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,332 square feet of living space. Listed at $309,900 (about $233/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $172 monthly.

From the listing

Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!

The essentials

Built
1984
Price / sqft
$233
On market
16 days
Annual tax
$1,491
HOA
$172/mo
Flood zone
X · Low risk
Lot
4,029 sqft
Type
Villa

Location

3300 McMath Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Villa
Year Built
1984
Lot
4,029 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Golf Cart Parking
Days on Market
16
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Lighting
Private Mailbox
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,491

Parcel #

05-28-16-38906-000-0600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Highland Lakes

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

4,029 sqft

LandscapedLevelNear Golf CourseSidewalk
HOA
$172/mo
Duplex Village II - Natalie Coser
Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8543424
$309,900
$233/sqft
Est. monthly payment$2,067/mo
Principal & interest$1,616
Property taxes$124
Insurance$155
HOA$172
Down payment20% · $61,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $309,900
$305,000 – $309,900
98.6% – 100% of listTops out right at the list price
80% of listList price
28 of the last 54 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 35 days before it went under contract, and this one is on day 16.

Sample: 54 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.