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4712 Simcoe St, Palm Harbor, FL, 34683

$290/sqft·Pine Lake

2 bd2 ba1,423 sqft2 car garageSingle Family
Listed by EZ CHOICE REALTY· Last updated · MLS# TB8524117

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,910/mo
Down payment (20%)
$82,400
Property taxes
$547/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1981
2 car garage
Driveway
7,754 sqft lot
Lot size
1,423 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone Counters

4712 Simcoe St is a 1981-built home in Pine Lake, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,423 square feet of living space. Listed at $412,000 (about $290/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

This incredible move-in-ready home in highly desirable Palm Harbor comes with a $6,000 seller credit at closing! Located just minutes from the Gulf beaches in a desirable non-flood zone, this beautifully maintained home offers the perfect blend of peace of mind, comfort, and convenience. Ideal as a first home, seasonal retreat, or for those looking to downsize, the community also features an optional HOA of only $100 annually. The spacious floor plan features a large primary bedroom, engineered hardwood flooring throughout the living areas, elegant crown molding, and an oversized screened lanai with an expanded deck—perfect for entertaining or simply relaxing. The kitchen boasts high-quality granite countertops, subway tile backsplash, stainless steel appliances, and quality cabinetry that extends into the bathrooms and laundry room. The primary suite also features a custom closet organizer. Major Updates: Roof (2017) • High-Impact Windows except for sliders (2018) • Expanded Deck & Birdcage (2021) • A/C (2023). Additional improvements include blown-in insulation above and throughout, new return ductwork replacing the original returns, attic ventilation fans with wireless controls for improved energy efficiency, an expanded driveway with additional parking pad, vinyl fencing with gate, and the home comes wired with ADT security. Location truly sets this home apart! Just steps from the Pinellas Trail, you'll enjoy approximately 45 miles of scenic trails for walking, running, and biking. You're also just minutes from Sunset Beach, Fred Howard Park, the historic Tarpon Springs Sponge Docks, Honeymoon Island State Park, charming Dunedin, and convenient access to U.S. Route 19 for commuting throughout Pinellas County. This exceptional home truly offers the complete package—quality updates, energy-efficient improvements, an outstanding location, and move-in-ready condition. Schedule your private showing today!

The essentials

Built
1981
Price / sqft
$290
On market
74 days
Annual tax
$6,560
HOA
$100/yr
Flood zone
X · Low risk
Lot
7,754 sqft
Type
Single Family Residence

Location

4712 Simcoe St
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1981
Lot
7,754 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
74
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Sutherland Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$6,560

Parcel #

23-27-15-69489-000-0390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pine Lake

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

7,754 sqft

Corner LotPaved
HOA
$100/yr
John Hanlon
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8524117
$412,000-0.7%
$290/sqft
Price change
Source: Stellar MLS #TB8524117
$414,900-1.2%
$292/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #TB8524117
$419,900+1.2%
$295/sqft
10/1/2022
Sold
Source: Pinellas County Public Record
$415,000
$292/sqft
Est. monthly payment$2,910/mo
Principal & interest$2,149
Property taxes$547
Insurance$206
HOA$8
Down payment20% · $82,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $412,000
$407,500 – $412,000
98.7% – 100% of listTops out right at the list price
80% of listList price
64 of the last 126 home closings in 34683 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 74 after a $7,900 cut.

Sample: 126 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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