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1015 Gum Spring CT, Ruskin, FL, 33570

$194/sqft·Brookside

4 bd2 ba1,498 sqft2 car garageSingle Family
Listed by D R HORTON REALTY OF TAMPA LLC· Last updated · MLS# TB8526309

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,040/mo
Down payment (20%)
$58,000
Property taxes
$0/mo
HOA
$8/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
6,600 sqft lot
Lot size
1,498 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
BROOKSIDE
Type
Single Family Residence

True monthly carry

HOA
~$8/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanClubhousePoolDishwasherDryerMicrowaveRangeRefrigerator

1015 Gum Spring CT is a 2026-built home in Brookside, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,498 square feet of living space. Listed at $290,000 (about $194/sqft), 63 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $8 monthly.

From the listing

Virtually Staged. Under Construction. The builder is offering buyers up to $25,000 towards closing costs with the use of a preferred lender and title company. Nicely tucked away in the quaint town of Ruskin, you will find Brookside. Ruskin is home to the Tomato festival and is also known for its rich agriculture. This location will give you the small-town feel, while being centrally located between Tampa and Sarasota and minutes to I-75, allows you easy access to many local attractions and gulf coast beaches. The community, consisting of 243 homesites, includes one and two-story, single-family, all concrete-constructed homes. Each home comes equipped with Home is Connected, America’s Smart home package, an energy-efficient appliances, quartz countertops in the kitchen, and a blinds package. Residents will enjoy amenities such as a community pool, clubhouse, half basketball court, tot lot, and dog park. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability

The essentials

Built
2026
Price / sqft
$194
On market
68 days
Annual tax
$0
HOA
$8/mo
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

Location

1015 Gum Spring CT
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2026
Lot
6,600 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
68
Open Floorplan
Clubhouse
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$0

Parcel #

U 08 32 19 D52 000000 00165.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Brookside

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

6,600 sqft

HOA
$8/mo
Inframark
Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8526309
$290,000-6.5%
$194/sqft
Price change
Source: Stellar MLS #TB8526309
$310,000-4.9%
$207/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #TB8526309
$325,990
$218/sqft
Est. monthly payment$2,040/mo
Principal & interest$1,512
Property taxes$375
Insurance$145
HOA$8
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $290,000
$287,500 – $290,000
99.5% – 100% of listTops out right at the list price
80% of listList price
95 of the last 168 home closings in 33570 landed at this number or higher (57%). The median one sat 41 days before it went under contract, and this one is on day 68 after a $35,990 cut.

Sample: 168 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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