Active

1876 Colding Drive, Ruskin, FL, 33570

$148/sqft·Spencer Creek

4 bd3 ba2,633 sqft2 car garageSingle Family
Listed by WEALTH HAVEN REALTY· Last updated · MLS# TB8524970

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,022/mo
Down payment (20%)
$77,800
Property taxes
$748/mo
HOA
$150/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2022
2 car garage
Driveway
10,018 sqft lot
Lot size
2,633 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanThermostatHurricane ShuttersLightingSliding DoorsDishwasher

1876 Colding Drive is a 2022-built home in Spencer Creek, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,633 square feet of living space. Listed at $389,000 (about $148/sqft), 8 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 quarterly.

From the listing

Welcome to this beautifully maintained 2022-built home offering 4 bedrooms, 2.5 bathrooms, and 2,584 square feet of thoughtfully designed living space. The open-concept floor plan features a spacious kitchen with a large center island overlooking the dining and living areas, making it ideal for entertaining and everyday living. A versatile flex room on the first floor is perfect for a home office, playroom, or formal sitting area. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private en-suite bath. The additional bedrooms provide plenty of space for family and guests. Situated on a premium oversized lot in the desirable Spencer Creek community, this home offers a large backyard with room to relax, play, or create your own outdoor oasis. Conveniently located near I-75, US-41, shopping, dining, schools, parks, and Tampa Bay's beautiful beaches, this home combines modern comfort with an unbeatable location. Don't miss your opportunity to make this move-in-ready home yours!

The essentials

Built
2022
Price / sqft
$148
On market
73 days
Annual tax
$8,978
HOA
$150/qtr
Flood zone
X · Low risk
Lot
10,018 sqft
Type
Single Family Residence

Location

1876 Colding Drive
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2022
Lot
10,018 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
73
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Hurricane Shutters
Lighting
Sliding Doors
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$8,978

Parcel #

U-19-32-16-C3U-000000-00025.2

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Spencer Creek

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

10,018 sqft

Corner LotSidewalk
HOA
$150/qtr
Excelsior Community Management LLC
Date
Event
Price
7/3/2026
Listed for sale
Source: Stellar MLS #TB8524970
$389,000+3.7%
$148/sqft
5/31/2022
Sold
Source: Hillsborough County Public Record
$375,100
$142/sqft
Est. monthly payment$3,021/mo
Principal & interest$2,029
Property taxes$748
Insurance$195
HOA$50
Down payment20% · $77,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
95 of the last 168 home closings in 33570 landed at this number or higher (57%). The median one sat 41 days before it went under contract, and this one is on day 73.

Sample: 168 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.