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2880 Downing CT, Palm Harbor, FL, 34684

$393/sqft·Countryside North Tr 3b Ph 2

3 bd2 ba1,398 sqft2 car garageSingle Family
Listed by CENTURY 21 CIRCLE· Last updated · MLS# TB8544023

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,451/mo
Down payment (20%)
$109,980
Property taxes
$298/mo
HOA
$116/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1985
Private pool
In Ground
2 car garage
9,962 sqft lot
Lot size
1,398 sqft
Living area

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Private MailboxSidewalk

2880 Downing CT is a 1985-built home in Countryside North Tr 3b Ph 2, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,398 square feet of living space. Listed at $549,900 (about $393/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $116 annually.

From the listing

Welcome to Florida living at its best in desirable Countryside North! Located in Palm Harbor just minutes from beautiful white-sand beaches and unforgettable Gulf sunsets, this beautifully updated 3-bedroom, 2-bathroom pool home offers the perfect blend of comfort, privacy, and lifestyle. The bright, open-concept floor plan seamlessly connects the kitchen, dining, and living areas, while the desirable triple-split bedroom layout provides exceptional privacy for everyone. The spacious primary suite features a large walk-in closet, and both bathrooms have been beautifully updated. Outside, enjoy your own private retreat with an oversized screened patio and lanai overlooking the sparkling in-ground pool, all situated on a desirable corner lot just under a quarter acre. The home has been thoughtfully improved over the years with newer windows, flooring, baseboards, roof, siding, HVAC, water heater, water softener, pool pump and filter, resurfaced pool, vinyl fencing, refrigerator and range, custom built-in closets, and brand-new interior paint. A permitted detached shed with electricity and A/C adds an incredibly versatile bonus space for a home office, gym, workshop, hobby room, or additional storage. With so many major updates already completed and an unbeatable Palm Harbor location close to beaches, dining, shopping, and everyday conveniences, this is a home you can move into and simply enjoy.

The essentials

Built
1985
Price / sqft
$393
On market
13 days
Annual tax
$3,578
HOA
$116/yr
Flood zone
X · Low risk
Lot
9,962 sqft
Type
Single Family Residence

Location

2880 Downing CT
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1985
Lot
9,962 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
13
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Private Mailbox
Sidewalk
Dishwasher
Microwave
Range
Refrigerator

Elementary

Curlew Creek Elementary-PN

Middle

Palm Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,578

Parcel #

17-28-16-18692-000-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Countryside North Tr 3b Ph 2

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

9,962 sqft

Corner LotCul-De-Sac
HOA
$116/yr
Elite Property Management Services
Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #TB8544023
$549,900+144.4%
$393/sqft
12/1/2015
Sold
Source: Pinellas County Public Record
$225,000
$161/sqft
Est. monthly payment$3,451/mo
Principal & interest$2,868
Property taxes$298
Insurance$275
HOA$10
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $549,900
$540,000 – $549,900
98.5% – 100% of listTops out right at the list price
80% of listList price
56 of the last 110 home closings in 34684 landed at this number or higher (51%). The median one sat 15 days before it went under contract, and this one is on day 13.

Sample: 110 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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