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20835 Riverforest Dr, Land O Lakes, FL, 34638

$193/sqft·Pine Glen

4 bd2 ba2,534 sqft3 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# TB8479415

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Est. monthly payment
$3,111/mo
Down payment (20%)
$97,800
Property taxes
$218/mo
HOA
$98/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2004
3 car garage
9,812 sqft lot
Lot size
2,534 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanThermostatWindow TreatmentsPrivate MailboxSidewalkGated Community - No Guard

20835 Riverforest Dr is a 2004-built home in Pine Glen, Land O Lakes. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,534 square feet of living space. Listed at $489,000 (about $193/sqft), 162 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $98 monthly.

From the listing

One or more photo(s) has been virtually staged. Major system updates, an expansive floor plan, and a nearly quarter-acre homesite make this gated Land O' Lakes home a standout opportunity. Offering over 2,500 square feet, this 4-bedroom, 2-bath residence gives buyers added peace of mind with a BRAND NEW ROOF to be installed prior to closing, a 2021 A/C, and a 2024 water heater, helping minimize future maintenance expenses from day one. Inside, soaring ceilings, elegant architectural details, and an abundance of natural light complement the home's thoughtfully designed layout. Multiple flex spaces at the front of the home provide endless possibilities for a home office, formal dining room, playroom, or additional living area. At the heart of the home, the spacious kitchen features stainless steel appliances, abundant cabinetry, a center island, and a dedicated dining area that opens seamlessly to the oversized family room, creating an ideal space for everyday living and entertaining. The functional layout also provides an excellent opportunity for future cosmetic updates, allowing the next owner to personalize the space without the expense of reconfiguring the floor plan. The split-bedroom design offers added privacy, with a generous primary suite featuring dual vanities, a soaking tub, separate walk-in shower, and a large walk-in closet. Three additional bedrooms have been freshly painted and include new ceiling fans, making them move-in ready. Step outside to the screened lanai overlooking an almost quarter-acre backyard with plenty of room for pets, entertaining, or creating your own outdoor oasis. Completing the home is a spacious 3-car garage, durable wood-look tile flooring throughout the main living areas, and zoning for highly rated Land O' Lakes High School. Combining generous living space, meaningful recent updates, and exceptional flexibility, 20835 Riverforest Drive is ready to welcome its next owner. Schedule your private showing today.

The essentials

Built
2004
Price / sqft
$193
On market
178 days
Annual tax
$2,620
HOA
$98/mo
Flood zone
X · Low risk
Lot
9,812 sqft
Type
Single Family Residence

Location

20835 Riverforest Dr
Land O Lakes, FL, 34638·34638 - Land O Lakes
Type
Single Family Residence
Year Built
2004
Lot
9,812 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
178
Ceiling Fans(s)
High Ceilings
Open Floorplan
Thermostat
Window Treatments
Private Mailbox
Sidewalk
Gated Community - No Guard
Park
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Filtration System

Elementary

Connerton Elem

Middle

Pine View Middle-PO

High

Land O' Lakes High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,620

Parcel #

18-26-11-0030-00100-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pine Glen

County

Pasco

MLS Area

34638 - Land O Lakes

Lot Size

9,812 sqft

City LimitsIn CountyLevelSidewalkPaved
HOA
$98/mo
Neighborly Community Management
Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #TB8479415
$489,000-2.0%
$193/sqft
Price change
Source: Stellar MLS #TB8479415
$499,000-5.8%
$197/sqft
3/20/2026
Listed for sale
Source: Stellar MLS #TB8479415
$530,000+153.7%
$209/sqft
8/1/2004
Sold
Source: Pasco County Public Record
$208,900
$82/sqft
Est. monthly payment$3,111/mo
Principal & interest$2,550
Property taxes$218
Insurance$245
HOA$98
Down payment20% · $97,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $489,000
$487,500 – $489,000
99.5% – 100% of listTops out right at the list price
80% of listList price
153 of the last 269 home closings in 34638 landed at this number or higher (57%). The median one sat 42 days before it went under contract, and this one is on day 178 after a $41,000 cut.

Sample: 269 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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