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22953 Bay Cedar Dr, Land O Lakes, FL, 34639

$247/sqft·Valencia Gardens Ph 1

4 bd3 ba2,625 sqft3 car garageSingle Family
Listed by RE/MAX ALLIANCE GROUP· Last updated · MLS# TB8546457

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,164/mo
Down payment (20%)
$129,800
Property taxes
$392/mo
HOA
$753/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2000
Waterfront
Pond
Private pool
Heated
3 car garage
Driveway
10,586 sqft lot
Lot size

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)

22953 Bay Cedar Dr is a 2000-built home in Valencia Gardens Ph 1, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,625 square feet of living space. Listed at $649,000 (about $247/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $753 annually.

From the listing

Virtually Staged. Welcome to This Exceptional Waterfront Pool Home Located Within the Highly Sought-After Gated Community of Valencia Gardens. Perfectly Positioned on a Nearly Quarter-Acre Homesite in a Non-Flood Zone, This Beautifully Maintained Residence Offers a 3-Car Garage & 2,625 Square Feet of Thoughtfully Designed Living Space With 4 Bedrooms, 3 Full Bathrooms, an Oversized Upstairs Bonus Room That Could Easily Serve as a Fifth Bedroom. From the Moment You Arrive, the Freshly Painted Exterior, Mature Landscaping, & Inviting Curb Appeal Set the Tone for What Awaits Inside. Soaring 10-Foot Ceilings & a Desirable Three-Way Split Floor Plan Create an Open, Comfortable Layout Ideal for Both Everyday Living & Entertaining. Formal Living & Dining Areas Provide Flexible Space, While the Expansive Family Room Opens Seamlessly to the Outdoor Living Area Through Triple Sliding Glass Doors. The Heart of the Home Is the Newly Renovated Kitchen, Showcasing New Beautiful Shaker-Style Cabinetry & Elegant Quartz Countertops plus Stainless Steel Appliances a Breakfast Bar, & a Casual Dining Area Overlooking the Family Room & Sparkling Pool. The Private Primary Suite Is a True Retreat, Complete With Tray Ceilings, New Luxury Vinyl Flooring, Dual Walk-In Closets, & Direct Access to the Lanai. The Spacious Primary Bathroom Has Been Refreshed With New Dual Vanities & Also Features a Large Walk-In Shower & Relaxing Garden Tub. Three Additional Bedrooms Are Located on the First Floor, Including a Private Guest Suite With Adjacent Full Pool Bath. Upstairs, the Oversized Bonus Room With Closet Offers Endless Possibilities as a Media Room, Game Room, or Optional Fifth Bedroom, Along With an Additional Finished Storage Room/Shown as a Great Home office Space. Outdoor Living Is Simply Spectacular. The Enormous Wrap Around Paver Lanai Surrounds a Heated Saltwater Pool, Creating the Perfect Setting to Relax While Enjoying Tranquil Waterfront Views & Breathtaking Sunsets. A Fully Fenced Side Yard Provides an Excellent Space for Pets or Play. Additional Highlights Include New Luxury Vinyl Flooring Throughout the Downstairs Secondary Bedrooms, New Upstairs Carpeting, Hurricane Shutters, Water Softener & Abundant Garage Storage. Enjoy Gated Security & Convenient Access to the Nearby 80-Acre Land O' Lakes Recreation Complex, Featuring Athletic Fields, Tennis & Basketball Courts, Dog Park, Playgrounds, Fishing Pier, Walking Areas, & Numerous Recreational Amenities. This Move-In-Ready Waterfront Home Offers the Perfect Combination of Modern Updates, Functional Living Space, & an Unbeatable Florida Lifestyle.

The essentials

Built
2000
Price / sqft
$247
On market
5 days
Annual tax
$4,700
HOA
$753/yr
Flood zone
X · Low risk
Lot
10,586 sqft
Type
Single Family Residence

Location

22953 Bay Cedar Dr
Land O Lakes, FL, 34639·34639 - Land O Lakes
Type
Single Family Residence
Year Built
2000
Lot
10,586 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Salt Water, Screen Enclosure
Waterfront
Pond
Days on Market
5
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Rain Gutters
Sidewalk
Sprinkler Metered
Deed Restrictions
Gated Community - No Guard
Playground
Sidewalks
Street Lights
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Filtration System
Water Softener

Elementary

Lake Myrtle Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,700

Parcel #

20-26-19-0060-00000-1040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Valencia Gardens Ph 1

County

Pasco

MLS Area

34639 - Land O Lakes

Lot Size

10,586 sqft

In CountyLandscapedLevelSidewalkPaved
HOA
$753/yr
Lorenzo Berry
Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #TB8546457
$649,000+9.1%
$247/sqft
6/24/2026
Sold
Source: Pasco County Public Record
$595,000
$227/sqft
Est. monthly payment$4,164/mo
Principal & interest$3,385
Property taxes$392
Insurance$325
HOA$63
Down payment20% · $129,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $649,000
$640,000 – $649,000
98.8% – 100% of listTops out right at the list price
80% of listList price
54 of the last 106 home closings in 34639 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 5.

Sample: 106 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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