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440 S Bayshore Dr, Madeira Beach, FL, 33708

$233/sqft·Gulf Shores 4th

3 bd2 ba1,247 sqftSingle Family
Listed by LPT REALTY, LLC.· Last updated · MLS# TB8369183

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Est. monthly payment
$1,745/mo
Down payment (20%)
$58,000
Property taxes
$88/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1945
3,986 sqft lot
Lot size
1,247 sqft
Living area

About this home

440 S Bayshore Dr is a 1945-built home in Gulf Shores 4th Add, Madeira Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,247 square feet of living space. Listed at $290,000 (about $233/sqft), 525 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

INVESTMENT OPPORTUNITY. FLOOD DAMAGED HOUSE! PRICE HAS BEEN LOWERED ! AMAZING VALUE CLOSE TO THE WATER ! Welcome to a fantastic opportunity in Madeira Beach! This charming 3-bedroom, 2-bathroom single-family residence, built in 1945, offers a blank canvas ready for your vision. Nestled on a 3,986 square-foot lot, the home provides ample space for you to create your dream sanctuary. Step inside to discover a warm and inviting atmosphere. The home's interior features a spacious open layout, where natural light floods the rooms, creating a bright and airy feel throughout. The central air conditioning ensures comfort, while tile flooring adds a sleek, modern touch. Though the kitchen and living areas are in need of some TLC, the possibilities are endless, allowing you to transform the space into a home that truly reflects your style. The primary bedroom, along with two additional bedrooms, each offers plenty of potential. While none of the bedrooms come with built-in closets, this presents a unique opportunity to design custom storage solutions that perfectly fit your needs. The two bathrooms, though simple, provide a functional space ready for upgrades. The home sits on a slab foundation with a traditional shingle roof, providing durability for years to come. Though there is no garage, the carport area offers convenient parking, and with no HOA restrictions, you're free to make this property truly yours. A true fixer-upper, this property allows you to reimagine every corner, whether you're looking to modernize the interior or create an outdoor oasis. The backyard is a blank slate, offering the ideal space for a garden, patio, or additional entertaining areas. Located just moments away from the pretty Madeira Beach , this home promises to be a rewarding project for the right buyer. Don't miss out on this rare opportunity to own a piece of Madeira Beach with immense potential. With a bit of imagination and effort, you can turn this house into your forever home! The back yard belongs to the city, it is not private.

The essentials

Built
1945
Price / sqft
$233
On market
530 days
Annual tax
$1,056
Flood zone
AE
Lot
3,986 sqft
Type
Single Family Residence

Location

440 S Bayshore Dr
Madeira Beach, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Single Family Residence
Year Built
1945
Lot
3,986 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
530

Elementary

Orange Grove Elementary-PN

Middle

Seminole Middle-PN

High

Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$1,056

Parcel #

10-31-15-34380-016-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Gulf Shores 4th Add

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Lot Size

3,986 sqft

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8369183
$290,000-10.8%
$233/sqft
Price change
Source: Stellar MLS #TB8369183
$325,000-13.3%
$261/sqft
4/2/2025
Listed for sale
Source: Stellar MLS #TB8369183
$375,000
$301/sqft
Est. monthly payment$1,745/mo
Principal & interest$1,512
Property taxes$88
Insurance$145
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $290,000
$277,500 – $290,000
95.6% – 100% of listTops out right at the list price
80% of listList price
56 of the last 110 home closings in 33708 landed at this number or higher (51%). The median one sat 70 days before it went under contract, and this one is on day 530 after a $85,000 cut.

Sample: 110 closed home sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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