Active
$3,490,000
Est. $20,435/mo

817 Bay Point Dr, Madeira Beach, FL, 33708

$889/sqft·Bay Point Estates 2nd

6 bd4 ba3,927 sqft3 car garageSingle Family
Listed by PINEYWOODS REALTY LLC· Last updated · MLS# TB8544572

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Est. monthly payment
$20,435/mo
Down payment (20%)
$698,000
Property taxes
$488/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2027
Waterfront
Bay/Harbor
Private pool
Deck
3 car garage
7,309 sqft lot
Lot size

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
BAY POINT ESTATES 2ND ADD
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

ElevatorPrimary Bedroom Main FloorThermostatWalk-in Closet(s)BalconyDishwasherRange

817 Bay Point Dr is a 2027-built home in Bay Point Estates 2nd Add, Madeira Beach. Inside you'll find 6 bedrooms, 4 bathrooms, and 3,927 square feet of living space. Listed at $3,490,000 (about $889/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Pre-Construction. To be built. Virtually Staged. Pre-Construction. To be built. List price includes the waterfront homesite and the proposed completed residence. Experience exceptional Intracoastal waterfront living in this stunning new-construction custom residence, ideally located just minutes from the Gulf of Mexico in one of Madeira Beach’s most sought-after coastal neighborhoods. Thoughtfully designed across three levels, this impressive waterfront home offers approximately 3,927 square feet of heated living space with up to 6 bedrooms, expansive living and entertaining areas, and a private elevator servicing the home. Designed to maximize its waterfront setting, the residence blends a coastal design with seamless indoor-outdoor living. Multiple outdoor living spaces include covered patios, expansive balconies, a sun patio, and a generous pool deck overlooking the water. The private pool, waterfront backyard, private dock, and direct water access create the perfect setting for boating, entertaining, and enjoying the Florida lifestyle. Inside, the flexible floor plan provides exceptional space for family and guests, including a movie room that may function as a 5th bedroom and a loft that may serve as a 6th bedroom. Spacious gathering areas and abundant natural light complement the home’s contemporary coastal design. Located just minutes from Madeira Beach, the Gulf of Mexico, boating, waterfront dining, shopping, and entertainment, this exceptional property presents a rare opportunity to own a brand-new custom waterfront residence in one of Pinellas County’s most desirable coastal communities. Get in early and take advantage of the opportunity to personalize selections and finishes during the construction process, subject to builder timelines and availability. Renderings and virtually staged images are for illustrative purposes only and may depict features, finishes, furnishings, landscaping, or other items that are not included or are subject to change. Buyer to verify final plans, specifications, dimensions, selections, and included features with builder.

The essentials

Built
2027
Price / sqft
$889
On market
13 days
Annual tax
$5,856
Flood zone
AE
Lot
7,309 sqft
Type
Single Family Residence

Location

817 Bay Point Dr
Madeira Beach, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Single Family Residence
Year Built
2027
Lot
7,309 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Deck
Waterfront
Bay/Harbor, Intracoastal Waterway
Days on Market
13
Elevator
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Balcony
Dishwasher
Range
Flood Zone AE

Annual Tax (2025)

$5,856

Parcel #

10-31-15-04500-001-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bay Point Estates 2nd Add

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Lot Size

7,309 sqft

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #TB8544572
$3,490,000+323.0%
$889/sqft
3/1/2025
Sold
Source: Pinellas County Public Record
$825,000
$210/sqft
Est. monthly payment$20,435/mo
Principal & interest$18,202
Property taxes$488
Insurance$1,745
Down payment20% · $698,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $3,490,000
$3.34M – $3.49M
95.6% – 100% of listTops out right at the list price
80% of listList price
56 of the last 110 home closings in 33708 landed at this number or higher (51%). The median one sat 70 days before it went under contract, and this one is on day 13.

Sample: 110 closed home sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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