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5164 Penelope Trl, Lakeland, FL, 33811

$157/sqft·Hawthorne Ranch

4 bd3 ba2,305 sqft2 car garageSingle Family
Listed by DR HORTON REALTY OF CENTRAL FLORIDA LLC· Last updated · MLS# O6420384

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,379/mo
Down payment (20%)
$72,598
Property taxes
$264/mo
HOA
$40/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
4,791 sqft lot
Lot size
2,305 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HAWTHORNE RANCH
Type
Single Family Residence

True monthly carry

HOA
~$40/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanPrimarybedroom UpstairsSmart HomeSolid Surface CountersThermostatWalk-in Closet(s)LightingSidewalk

5164 Penelope Trl is a 2026-built home in Hawthorne Ranch, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,305 square feet of living space. Listed at $362,990 (about $157/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $40 monthly.

From the listing

Under Construction. Find all the space you need in our two-story Elston II floorplan in Hawthorne Ranch, one of our communities in Lakeland, Florida. Inside this 4 bedroom, 2 and half bathroom home, you’ll find 2,260 square feet of comfortable living. The living area is an open concept, where your kitchen blends seamlessly into a spacious great room perfect for everyday living and entertaining. The kitchen features a center island with seating, plentiful cabinetry, quartz countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. As we head upstairs, you are greeted with a loft area. The primary bedroom is located just off the loft space and includes a spacious walk-in closet as well as ensuite bathroom with double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet for extra storage. Your laundry room is located on the second floor as well. In every bedroom you’ll have carpeted floors and a closet. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. Like all homes in Hawthorne Ranch, the Elston II includes all concrete block and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Hawthorne Ranch. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$157
On market
80 days
Annual tax
$3,172
HOA
$40/mo
Flood zone
X · Low risk
Lot
4,791 sqft
Type
Single Family Residence

Location

5164 Penelope Trl
Lakeland, FL, 33811·33811 - Lakeland
Type
Single Family Residence
Year Built
2026
Lot
4,791 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
80
Open Floorplan
Primarybedroom Upstairs
Smart Home
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Sliding Doors
Clubhouse
Fitness Center
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

R. Bruce Wagner Elem

Middle

Sleepy Hill Middle

High

George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$3,172

Parcel #

23-29-08-139623-004740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Hawthorne Ranch

County

Polk

MLS Area

33811 - Lakeland

Lot Size

4,791 sqft

SidewalkPaved
HOA
$40/mo
Leland Management Samantha Richter
Date
Event
Price
6/26/2026
Listed for sale
Source: Stellar MLS #O6420384
$362,990
$157/sqft
Est. monthly payment$2,379/mo
Principal & interest$1,893
Property taxes$264
Insurance$181
HOA$40
Down payment20% · $72,598
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $362,990
$360,000 – $362,990
99.5% – 100% of listTops out right at the list price
80% of listList price
114 of the last 175 home closings in 33811 landed at this number or higher (65%). The median one sat 29 days before it went under contract, and this one is on day 80.

Sample: 175 closed home sales in 33811 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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