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3943 Sunset Lake Dr, Lakeland, FL, 33810

$187/sqft·Terralargo Ph II

4 bd3 ba2,625 sqft3 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# S5153494

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,501/mo
Down payment (20%)
$97,997
Property taxes
$356/mo
HOA
$345/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2014
Community pool
Fitness center too
3 car garage
Driveway
0.26 acres
Lot size
2,625 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

3943 Sunset Lake Dr is a 2014-built home in Terralargo Ph II, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,625 square feet of living space. Listed at $489,985 (about $187/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $345 monthly.

From the listing

One-story TerraLargo living with room to work, host, and settle in. This inviting 4-bedroom, 3-bath home offers 2,625 square feet, a three-car garage, a dedicated office/den, and a flexible private guest suite with its own ensuite bath—an easy fit for guests, multigenerational living, or the way life works today. Tile roof, block construction with fresh paint and updated bathrooms give the home a clean, move-in-ready feel. The open living areas lead to a screened lanai, while the primary suite offers tray ceilings, private lanai access, and two walk-in closets. An additional dining area and the office/den give you room to work from home, host family, or adapt the home as your needs change. Located inside gated TerraLargo, the $345 monthly HOA includes cable and internet, gated-community security, clubhouse, fitness center, pool, tennis, basketball, pickleball, playground, picnic areas, and recreation facilities. You are also close to I-4, shopping, dining, and everyday services. With an acceptable offer, the seller may assist a qualified buyer with allowable closing costs. Professional photos, a full video walkthrough, inspection information, and completed-repair details are available for review. Schedule your private showing today.

The essentials

Built
2014
Price / sqft
$187
On market
46 days
Annual tax
$4,278
HOA
$345/mo
Flood zone
X · Low risk
Lot
11,495 sqft
Type
Single Family Residence

Location

3943 Sunset Lake Dr
Lakeland, FL, 33810·33810 - Lakeland
Type
Single Family Residence
Year Built
2014
Lot
11,495 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
46
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator

Elementary

Sleepy Hill Elementary

Middle

Sleepy Hill Middle

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,278

Parcel #

23-27-27-010504-002450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Terralargo Ph II

County

Polk

MLS Area

33810 - Lakeland

Lot Size

11,495 sqft

In CountySidewalkPaved
HOA
$345/mo
Kathryn Hinton
Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #S5153494
$489,985-2.0%
$187/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #S5153494
$499,985
$190/sqft
Est. monthly payment$3,502/mo
Principal & interest$2,555
Property taxes$356
Insurance$245
HOA$345
Down payment20% · $97,997
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $489,985
$487,500 – $489,985
99.5% – 100% of listTops out right at the list price
80% of listList price
144 of the last 235 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 46 after a $10,000 cut.

Sample: 235 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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