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3914 Derby Dr, Lakeland, FL, 33809

$200/sqft·Wedgewood Golf & Country Club Ph 01

3 bd2 ba1,828 sqft2 car garageSingle Family
Listed by HARPER REALTY FL, LLC· Last updated · MLS# L4963547

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Est. monthly payment
$2,339/mo
Down payment (20%)
$73,000
Property taxes
$249/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2000
2 car garage
7,200 sqft lot
Lot size
1,828 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsVaulted Ceiling(s)Walk-in Closet(s)Awning(s)DishwasherRange

3914 Derby Dr is a 2000-built home in Wedgewood Golf & Country Club Ph 01, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $365,000 (about $200/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 annually.

From the listing

This home has been meticulously maintained and offers numerous updates. Inside you will find high ceilings and luxury vinyl flooring throughout. The spacious eat in kitchen features granite countertops, new backsplash, and a large pantry that was once used as a laundry room (and easily could be again). The refrigerator (replaced in Aug 2023), dishwasher ( replaced in Dec 2023), and electric range (replaced in Feb 2026) are all included. The separate dining room is a perfect space to entertain guests. The primary bedroom includes a large walk in closet and updated en-suite shower. Both bathrooms have granite countertops and both toilets were replaced in 2023. Other updates include a newer water heater (March 2023), interior and exterior paint, thermostat, seamless gutters, 3 Blink cameras (interior and exterior of the home), a new sliding glass door and an outside storage shed which sits on a concrete slab. This home features an enclosed lanai, perfect for relaxing with your morning coffee. Windows and new screens were installed in the lanai in Oct 2024. Outdoors you will find a fenced backyard, a paver patio with awning, sprinkler system and 50 amp outlet (for RV). All on a beautifully landscaped lot in a quiet cul-de-d-sac setting with no rear neighbors. HOA is optional, NOT required.

The essentials

Built
2000
Price / sqft
$200
On market
50 days
Annual tax
$2,985
HOA
$50/yr
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

Location

3914 Derby Dr
Lakeland, FL, 33809·33809 - Lakeland / Polk City
Type
Single Family Residence
Year Built
2000
Lot
7,200 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
50
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Vaulted Ceiling(s)
Walk-in Closet(s)
Awning(s)
Dishwasher
Range
Refrigerator

Elementary

North Lakeland Elem

Middle

Sleepy Hill Middle

High

Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,985

Parcel #

23-27-36-016024-014120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Wedgewood Golf & Country Club Ph 01

County

Polk

MLS Area

33809 - Lakeland / Polk City

Lot Size

7,200 sqft

HOA
$50/yr
Wedgewood Estates HOA
Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #L4963547
$365,000-2.7%
$200/sqft
Price change
Source: Stellar MLS #L4963547
$375,000-2.6%
$205/sqft
7/27/2026
Listed for sale
Source: Stellar MLS #L4963547
$385,000
$211/sqft
Est. monthly payment$2,339/mo
Principal & interest$1,904
Property taxes$249
Insurance$183
HOA$4
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $365,000
$360,000 – $365,000
98.8% – 100% of listTops out right at the list price
80% of listList price
57 of the last 112 home closings in 33809 landed at this number or higher (51%). The median one sat 31 days before it went under contract, and this one is on day 50 after a $20,000 cut.

Sample: 112 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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