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6864 Mossy Oak Ln, Lakeland, FL, 33810

$167/sqft·Willow Rdg

4 bd2 ba2,365 sqft3 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# L4963288

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Est. monthly payment
$2,593/mo
Down payment (20%)
$78,800
Property taxes
$278/mo
HOA
$750/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2023
3 car garage
7,836 sqft lot
Lot size
2,365 sqft
Living area

About this home

NingunoDishwasher

6864 Mossy Oak Ln is a 2023-built home in Willow Rdg, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,365 square feet of living space. Listed at $394,000 (about $167/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $750 annually.

From the listing

You will feel right at home stepping into effortless Florida living in this beautifully maintained 2023 built home, where modern design meets every day living. Thoughtfully loved and cared for since day one, this home feels practically brand new. With an open concept and split floor plan, it's the perfect home for quiet nights or easy entertaining. The kitchen is designed to be to be the heart of the home, with modern cabinetry. This home also includes upgraded high-speed internet wiring throughout, providing fast and reliable connections for streaming, working from home, gaming, and everyday use. The living area is also pre-wired for surround sound, making it easy to create a clean, built-in home theater without the hassle of running speaker wires., and a layout that keeps everything within reach. There is luxury vinyl flooring through most of the home, with carpet in the three secondary bedrooms. It has an oversized three-car garage that has the wiring in place for a car charger. The bedrooms are very comfortably sized offering flexibility for additional offices or flex rooms. Oh by the way, it has a designated flex room in addition to the four bedrooms. And that primary, it checks all the boxes. The primary bathroom has a walk-in closet that will leave you excited to shop even more after purchasing this home just so you can fill it up. The outdoor area has a nice porch and private, fenced backyard to enjoy some sun, grilling, or just fresh air! This home is conveniently located close to shopping, dining, major roadways, and still has that peaceful quiet home feeling. Call today for a personal tour of one of our favorite homes!

The essentials

Built
2023
Price / sqft
$167
On market
70 days
Annual tax
$3,341
HOA
$750/yr
Flood zone
X · Low risk
Lot
7,836 sqft
Type
Single Family Residence

Location

6864 Mossy Oak Ln
Lakeland, FL, 33810·33810 - Lakeland
Type
Single Family Residence
Year Built
2023
Lot
7,836 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
70
Ninguno
Dishwasher
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,341

Parcel #

23-27-17-001102-000110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Willow Rdg

County

Polk

MLS Area

33810 - Lakeland

Lot Size

7,836 sqft

HOA
$750/yr
Sai Davila
Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #L4963288
$394,000-1.3%
$167/sqft
Price change
Source: Stellar MLS #L4963288
$399,000-2.7%
$169/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #L4963288
$410,000
$173/sqft
Est. monthly payment$2,593/mo
Principal & interest$2,055
Property taxes$278
Insurance$197
HOA$63
Down payment20% · $78,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $394,000
$392,500 – $394,000
99.5% – 100% of listTops out right at the list price
80% of listList price
144 of the last 235 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 70 after a $16,000 cut.

Sample: 235 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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