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6321 Fern Ln, Lakeland, FL, 33813

$159/sqft·Christina Woods

4 bd2 ba3,342 sqft2 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# L4960588

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,245/mo
Down payment (20%)
$105,980
Property taxes
$199/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1973
Private pool
Gunite
2 car garage
0.30 acres
Lot size
3,342 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenSolid Surface CountersSplit BedroomWalk-in Closet(s)Rain GuttersSidewalkSliding Doors

6321 Fern Ln is a 1973-built home in Christina Woods, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 3,342 square feet of living space. Listed at $529,900 (about $159/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

Welcome to Christina Woods! This beautifully updated 4-bedroom, 2-bath pool home offers charm, space, and functionality on a picturesque grand oak-lined street. Situated on a private, fully fenced lot, this property features a 2-car garage, screened pool and lanai, and plenty of room for entertaining, relaxing, and enjoying the Florida lifestyle. Step inside to a freshly painted interior with a spacious foyer and formal living and dining rooms, complete with wood floors and a large picture window that fills the space with natural light. The fully REMODELED kitchen is a standout feature, showcasing quartz countertops, brick backsplash, stainless steel appliances, double oven, and an oversized island perfect for gathering, dining, or hosting. (2023) The inviting bonus/family room is full of character with a stunning Pecky Cypress ceiling, Florida stone mantel, and a double-sided wood-burning fireplace that adds warmth and ambiance to both the family room and primary suite. The primary suite was beautifully remodeled in 2023 and now includes an incredible oversized walk-in closet created from the former bedroom space. The luxury primary bath, also remodeled in 2023, features a modern soaking tub, double sink vanity, and a large walk-in shower. Outside, the screen-enclosed oversized pool and spacious backyard create the perfect setting for entertaining, BBQs, and everyday enjoyment. The yard is fully fenced for privacy and includes lush landscaping, a storage shed, and a double gate with ample side yard space to accommodate an RV, boat, or other recreational vehicles. There’s even a separate dog area and an inside laundry room with doggie door for added convenience. Additional updates include: Roof – 2023, A/C – 2021, Water Heater – 2019. Conveniently located near shopping, recreation, restaurants and major roadways, this one-of-a-kind home offers the perfect blend of character, charm, and modern updates.

The essentials

Built
1973
Price / sqft
$159
On market
172 days
Annual tax
$2,391
HOA
$200/yr
Flood zone
X · Low risk
Lot
12,898 sqft
Type
Single Family Residence

Location

6321 Fern Ln
Lakeland, FL, 33813·33813 - Lakeland
Type
Single Family Residence
Year Built
1973
Lot
12,898 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground
Days on Market
172
Ceiling Fans(s)
Eat-in Kitchen
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Sidewalk
Sliding Doors
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,391

Parcel #

23-29-24-141830-000990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Christina Woods

County

Polk

MLS Area

33813 - Lakeland

Lot Size

12,898 sqft

HOA
$200/yr
Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #L4960588
$529,900-1.9%
$159/sqft
Price change
Source: Stellar MLS #L4960588
$539,900-3.6%
$162/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #L4960588
$559,900
$168/sqft
Est. monthly payment$3,245/mo
Principal & interest$2,764
Property taxes$199
Insurance$265
HOA$17
Down payment20% · $105,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $529,900
$525,000 – $529,900
99.4% – 100% of listTops out right at the list price
80% of listList price
107 of the last 212 home closings in 33813 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 172 after a $30,000 cut.

Sample: 212 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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