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441 MacArthur St, Bartow, FL, 33830

$171/sqft·Liberty Ridge Phase Two

4 bd2 ba1,841 sqft2 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# G5109243

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,189/mo
Down payment (20%)
$62,980
Property taxes
$324/mo
HOA
$65/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2022
2 car garage
1,841 sqft
Living area

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomDishwasherMicrowaveRange

441 MacArthur St is a 2022-built home in Liberty Ridge Phase Two Pb 176 Pgs 27-28lot 176, Bartow. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,841 square feet of living space. Listed at $314,900 (about $171/sqft), 185 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $65 monthly.

From the listing

One or more photo(s) has been virtually staged. **MOTIVATED SELLER! ASSUMABLE VA LOAN OPPORTUNITY + USDA ELIGIBLE AREA!** Welcome to this move-in-ready 4-bedroom, 2-bath home located on a quiet cul-de-sac in Bartow! This beautifully maintained home features a desirable open and split floor plan, offering a spacious and inviting layout with privacy for everyday living. The kitchen is equipped with granite countertops, stainless steel appliances including stove, dishwasher, microwave, and refrigerator, plus a pantry for added storage. Tile flooring flows throughout the main living areas, while the bedrooms feature comfortable carpet. The spacious primary suite offers private en-suite bathroom, a walk-in shower and a huge walk in closet. You’ll also appreciate the generous storage throughout the home, including a linen closet, pantry and additional storage spaces. Additional features include a 2-car garage and solar panels with a very low monthly payment that may be lower than your average electric bill. The community was designed with energy efficiency in mind, with every home originally equipped with solar panels. Contact us for more information regarding the solar system and payment. **The assumable VA loan could provide a fantastic financing opportunity for a qualified buyer, and the property is located in a USDA eligibility area.** With a motivated seller, a move-in-ready home, energy-efficient features, and potential financing advantages, this is an opportunity you won’t want to miss! Schedule your showing today and make this Bartow home yours!

The essentials

Built
2022
Price / sqft
$171
On market
192 days
Annual tax
$3,892
HOA
$65/mo
Flood zone
X · Low risk
Lot
50 sqft
Type
Single Family Residence

Location

441 MacArthur St
Bartow, FL, 33830·33830 - Bartow
Type
Single Family Residence
Year Built
2022
Lot
50 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
192
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$3,892

Parcel #

25-29-13-359368-001760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Liberty Ridge Phase Two Pb 176 Pgs 27-28lot 176

County

Polk

MLS Area

33830 - Bartow

Lot Size

50 sqft

HOA
$65/mo
Toni Rae
Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #G5109243
$314,900
$171/sqft
Price change
Source: Stellar MLS #G5109243
$315,000-3.1%
$171/sqft
3/7/2026
Listed for sale
Source: Stellar MLS #G5109243
$325,000
$177/sqft
Est. monthly payment$2,189/mo
Principal & interest$1,642
Property taxes$324
Insurance$157
HOA$65
Down payment20% · $62,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $314,900
$312,500 – $314,900
99.5% – 100% of listTops out right at the list price
80% of listList price
87 of the last 157 home closings in 33830 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 192 after a $10,100 cut.

Sample: 157 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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