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3313 Orchard Loop, Bartow, FL, 33830

$182/sqft·The Grove At Stuart Crossing

4 bd3 ba2,181 sqft3 car garageSingle Family
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8538850

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,435/mo
Down payment (20%)
$79,386
Property taxes
$0/mo
HOA
$166/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Fitness center too
3 car garage
Garage Door Opener
7,200 sqft lot
Lot size
2,181 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
THE GROVE AT STUART CROSSING
Type
Single Family Residence

True monthly carry

HOA
~$166/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSidewalkDeed RestrictionsFitness CenterPlaygroundPoolDishwasherDisposal

3313 Orchard Loop is a 2026-built home in The Grove At Stuart Crossing, Bartow. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,181 square feet of living space. Listed at $396,930 (about $182/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $166 monthly.

From the listing

Under Construction. Brand new, energy-efficient home available Sep 2026! The Chesapeake floorplan features a long foyer and large laundry room providing plenty of easily accessible storage. Open kitchen overlooks a spacious great room and dining area. Enjoy entertaining or relaxing on the covered lanai. The Grove at Stuart Crossing Signature Series offers single-family homes with open-concept floorplans in Bartow, FL. Convenient to several major highways, this community is ideal for those who commute to Lakeland, Tampa and Orlando. Residents will enjoy amazing amenities that include a resort-style pool, clubhouse, fitness center, pickleball courts, playground, dog park, and trails in a beautiful "old Florida" setting. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$182
On market
26 days
Annual tax
$1
HOA
$166/mo
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

Location

3313 Orchard Loop
Bartow, FL, 33830·33830 - Bartow
Type
Single Family Residence
Year Built
2026
Lot
7,200 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
26
Open Floorplan
Sidewalk
Deed Restrictions
Fitness Center
Playground
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer

Elementary

Spessard L. Holland Elementary

Middle

Bartow Middle

High

Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2026)

$1

Parcel #

25-29-32-363432-005080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

The Grove At Stuart Crossing

County

Polk

MLS Area

33830 - Bartow

Lot Size

7,200 sqft

HOA
$166/mo
Home River Group
Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #TB8538850
$396,930-1.2%
$182/sqft
Price change
Source: Stellar MLS #TB8538850
$401,930-1.2%
$184/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #TB8538850
$406,930
$187/sqft
Est. monthly payment$2,435/mo
Principal & interest$2,070
Property taxes$0
Insurance$198
HOA$166
Down payment20% · $79,386
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $396,930
$395,000 – $396,930
99.5% – 100% of listTops out right at the list price
80% of listList price
86 of the last 155 home closings in 33830 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 26 after a $10,000 cut.

Sample: 155 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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