Active
$370,000
Est. $2,557/mo

5238 Montserrat CT, Lakeland, FL, 33812

$155/sqft·Island Walk East

4 bd2 ba2,390 sqft2 car garageSingle Family
Listed by SOVEREIGN REAL ESTATE GROUP· Last updated · MLS# C7524265

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,557/mo
Down payment (20%)
$74,000
Property taxes
$424/mo
HOA
$217/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
2 car garage
Driveway
0.25 acres
Lot size
2,390 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsThermostatWalk-in Closet(s)DishwasherMicrowaveRangeRefrigerator

5238 Montserrat CT is a 1994-built home in Island Walk East Add, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,390 square feet of living space. Listed at $370,000 (about $155/sqft), 145 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $217 annually.

From the listing

Discover this spacious 4 bedroom, 2 bathroom home offering 2,390 sq ft of comfortable living space. The home features a well-designed layout with expansive living and dining areas that flow into the kitchen, creating an ideal setting for everyday living and entertaining. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy a nicely sized yard with enclosed patio. Offering room to relax or customize to your needs. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

The essentials

Built
1994
Price / sqft
$155
On market
164 days
Annual tax
$5,089
HOA
$217/yr
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

Location

5238 Montserrat CT
Lakeland, FL, 33812·33812 - Lakeland
Type
Single Family Residence
Year Built
1994
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
164
Ceiling Fans(s)
High Ceilings
Thermostat
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator

Elementary

Highland Grove Elem

Middle

Lakeland Highlands Middl

High

George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$5,089

Parcel #

24-29-10-280553-002290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Island Walk East Add

County

Polk

MLS Area

33812 - Lakeland

Lot Size

10,890 sqft

HOA
$217/yr
AIA Property Management/ Shelby McSwain
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #C7524265
$370,000-1.3%
$155/sqft
—
Price change
Source: Stellar MLS #C7524265
$375,000-6.3%
$157/sqft
4/3/2026
Listed for sale
Source: Stellar MLS #C7524265
$400,000
$167/sqft
Est. monthly payment$2,557/mo
Principal & interest$1,930
Property taxes$424
Insurance$185
HOA$18
Down payment20% · $74,000
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $370,000
$367,500 – $370,000
99.5% – 100% of listTops out right at the list price
80% of listList price
28 of the last 53 home closings in 33812 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 164 after a $30,000 cut.

Sample: 53 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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