ActiveOpen House

23218 Cypress Trail Dr, Lutz, FL, 33549

$236/sqft·Willow Bend

4 bd3 ba2,648 sqft2 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# W7889434

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Est. monthly payment
$4,264/mo
Down payment (20%)
$125,000
Property taxes
$629/mo
HOA
$750/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1996
Waterfront
Pond
Private pool
Heated
2 car garage
9,000 sqft lot
Lot size

Open house

Saturday, Sep 19· 5:00 PM to 7:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanStone CountersWindow TreatmentsGardenLighting

23218 Cypress Trail Dr is a 1996-built home in Willow Bend, Lutz. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,648 square feet of living space. Listed at $625,000 (about $236/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $750 annually.

From the listing

Beautifully situated in the highly desirable Reserve at Willow Bend, this exceptional single-story pool home combines luxury, privacy, spacious living, and a true Florida indoor-outdoor lifestyle, all overlooking a peaceful conservation preserve. The bright, open living areas feature cathedral ceilings, plantation shutters, luxury vinyl plank flooring throughout, and oversized sliding glass doors that bring in abundant natural light and showcase the pool and backyard. The updated kitchen offers granite countertops, stainless steel appliances, a breakfast nook - a perfect spacious layout for everyday living and entertaining. The oversized primary suite is complemented by a luxurious bathroom built for royalty. The large glass-enclosed rain shower, freestanding soaking tub, dual vanities with granite countertops, lighted mirrors, and elegant chandelier create, all work together to create a unique ambiance. Three additional spacious bedrooms provide flexibility for family, guests, or a home office. Ceiling fans were thoughtfully installed in every room. One of the home's standout features is the large tiled and screened Florida room. Fully air-conditioned and heated, it functions as an additional 400 sqft of year-round living space, with electric blinds for privacy and shade and a convenient half bath serving both the Florida room and pool area. Step outside to your private backyard retreat featuring a beautifully maintained solar-heated pool, serviced meticulously on a weeklyly schedule, and a large covered patio overlooking the fully fenced backyard and conservation preserve. Built-in outdoor surround-sound speakers make this an ideal setting for entertaining, dining outside, or relaxing by the pool. Additional features include an irrigation system, water softener, updated laundry room with washer and dryer and plenty of storage, and a spacious garage with a finished epoxy floor. This home is thoughtfully equipped with efficiency and affordability in mind, from the electric shades and ceiling fans throughout to solar pool heating and NO CDD & LOW HOA fees. Located just minutes from Wesley Chapel's extensive shopping, dining, and entertainment, including Tampa Premium Outlets and Costco, with convenient access to I-75 and the greater Tampa Bay area, this home offers the combination of privacy, location, and the fun Florida lifestyle right in your backyard.

The essentials

Built
1996
Price / sqft
$236
On market
3 days
Annual tax
$7,551
HOA
$750/yr
Flood zone
X · Low risk
Lot
9,000 sqft
Type
Single Family Residence

Location

23218 Cypress Trail Dr
Lutz, FL, 33549·33549 - Lutz
Type
Single Family Residence
Year Built
1996
Lot
9,000 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
Heated, In Ground, Screen Enclosure, Solar Heat
Waterfront
Pond
Days on Market
3
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Stone Counters
Window Treatments
Garden
Lighting
Shade Shutter(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$7,551

Parcel #

32-26-19-0070-00000-0320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Willow Bend

County

Pasco

MLS Area

33549 - Lutz

Lot Size

9,000 sqft

Conservation Area
HOA
$750/yr
Terra Management Services
Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #W7889434
$625,000+5.9%
$236/sqft
7/10/2024
Sold
Source: Pasco County Public Record
$590,000
$223/sqft
Est. monthly payment$4,264/mo
Principal & interest$3,260
Property taxes$629
Insurance$313
HOA$63
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $625,000
$620,000 – $625,000
99.5% – 100% of listTops out right at the list price
80% of listList price
30 of the last 59 home closings in 33549 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 3.

Sample: 59 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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