Active
$445,000
Est. $3,172/mo

12653 Palapa Loop, Spring Hill, FL, 34610

$266/sqft·Talavera Ph 1a-3

3 bd2 ba1,673 sqft2 car garageSingle Family
Listed by HOMETRUST REALTY GROUP· Last updated · MLS# W7884078

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,172/mo
Down payment (20%)
$89,000
Property taxes
$607/mo
HOA
$261/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2020
Private pool
In Ground
2 car garage
7,930 sqft lot
Lot size
1,673 sqft
Living area

About this home

Ceiling Fans(s)SidewalkPlaygroundPoolSidewalksDryerMicrowaveRange

12653 Palapa Loop is a 2020-built home in Talavera Ph 1a-3, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,673 square feet of living space. Listed at $445,000 (about $266/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $261 annually.

From the listing

Beautiful 3-bedroom, 2-bathroom home featuring a modern open-concept design. This property offers a stunning upgraded kitchen with granite countertops, perfect for entertaining and everyday living. Enjoy a spacious layout filled with natural light and seamless flow between living, dining, and kitchen areas. Step outside to your private backyard oasis with a saltwater pool equipped with a heater, ideal for year-round enjoyment. The home also features a professionally insulated structure for enhanced energy efficiency and comfort. The exterior includes a well-designed paver walkway, adding both curb appeal and durability. This home combines style, functionality, and comfort-perfect for families or anyone looking for a move-in-ready property. Don't miss this exceptional opportunity!

The essentials

Built
2020
Price / sqft
$266
On market
178 days
Annual tax
$7,280
HOA
$261/yr
Flood zone
X · Low risk
Lot
7,930 sqft
Type
Single Family Residence

Location

12653 Palapa Loop
Spring Hill, FL, 34610·34610 - Spring Hl/Brooksville/Shady Hls/WeekiWachee
Type
Single Family Residence
Year Built
2020
Lot
7,930 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
178
Ceiling Fans(s)
Sidewalk
Playground
Pool
Sidewalks
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$7,280

Parcel #

18-25-04-0040-01200-0400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Talavera Ph 1a-3

County

Pasco

MLS Area

34610 - Spring Hl/Brooksville/Shady Hls/WeekiWachee

Lot Size

7,930 sqft

HOA
$261/yr
Allan Heinze
Date
Event
Price
3/20/2026
Listed for sale
Source: Stellar MLS #W7884078
$445,000+7.2%
$266/sqft
1/26/2023
Sold
Source: Pasco County Public Record
$415,000
$248/sqft
Est. monthly payment$3,172/mo
Principal & interest$2,321
Property taxes$607
Insurance$223
HOA$22
Down payment20% · $89,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $445,000
$437,500 – $445,000
98.2% – 100% of listTops out right at the list price
80% of listList price
42 of the last 82 home closings in 34610 landed at this number or higher (51%). The median one sat 46 days before it went under contract, and this one is on day 178.

Sample: 82 closed home sales in 34610 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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