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9640 Cypress Harbor Dr, Gibsonton, FL, 33534

$219/sqft·East Bay Lakes

3 bd2 ba1,394 sqft2 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# TB8547119

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Est. monthly payment
$2,238/mo
Down payment (20%)
$61,000
Property taxes
$404/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2004
2 car garage
5,233 sqft lot
Lot size
1,394 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanVaulted Ceiling(s)DishwasherMicrowaveRangeRefrigerator

9640 Cypress Harbor Dr is a 2004-built home in East Bay Lakes, Gibsonton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,394 square feet of living space. Listed at $304,999 (about $219/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.

From the listing

Welcome to this inviting 3-bedroom, 2-bathroom home featuring a spacious open-concept floor plan designed for comfortable everyday living and entertaining. A generous foyer welcomes you inside and flows seamlessly into the main living area, where vaulted ceilings create a bright and airy atmosphere. The kitchen features stainless steel appliances, ample cabinetry, and an expansive countertop with additional seating overlooking the living and dining areas. The spacious primary suite includes a private full bathroom, while two additional bedrooms share a guest bathroom. A dedicated laundry room adds everyday convenience. Sliding glass doors open to a private patio with a pergola—an ideal setting for outdoor dining, relaxing, or entertaining. Conveniently located near shopping, dining, schools, US-41, and I-75, with easy access to Riverview, Brandon, Downtown Tampa, and the surrounding Tampa Bay area.

The essentials

Built
2004
Price / sqft
$219
On market
4 days
Annual tax
$4,852
HOA
$90/mo
Flood zone
X · Low risk
Lot
5,233 sqft
Type
Single Family Residence

Location

9640 Cypress Harbor Dr
Gibsonton, FL, 33534·33534 - Gibsonton
Type
Single Family Residence
Year Built
2004
Lot
5,233 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
4
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Vaulted Ceiling(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$4,852

Parcel #

U-30-30-20-631-000001-00048.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

East Bay Lakes

County

Hillsborough

MLS Area

33534 - Gibsonton

Lot Size

5,233 sqft

HOA
$90/mo
Alliance / Denise Helbig
Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #TB8547119
$304,999
$219/sqft
Est. monthly payment$2,238/mo
Principal & interest$1,591
Property taxes$404
Insurance$152
HOA$90
Down payment20% · $61,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $304,999
$300,000 – $304,999
98.5% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 home closings in 33534 landed at this number or higher (51%). The median one sat 46 days before it went under contract, and this one is on day 4.

Sample: 41 closed home sales in 33534 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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