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11746 78th Ter, Seminole, FL, 33772

$368/sqft·Ridgewood Groves

3 bd2 ba1,115 sqft1 car garageSingle Family
Listed by NETWORTH REALTY OF TAMPA, LLC· Last updated · MLS# TB8546589

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Est. monthly payment
$2,690/mo
Down payment (20%)
$81,980
Property taxes
$347/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1960
1 car garage
6,050 sqft lot
Lot size
1,115 sqft
Living area

About this home

Stone CountersLightingPrivate MailboxRain GuttersDishwasherElectric Water HeaterMicrowaveRange

11746 78th Ter is a 1960-built home in Ridgewood Groves, Seminole. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,115 square feet of living space. Listed at $409,900 (about $368/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Beautifully renovated, move-in ready, and just minutes from the Gulf beaches, this Seminole home offers the Florida lifestyle buyers are looking for. Located in unincorporated Pinellas County, the property features NO HOA, is situated in an X FLOOD ZONE, and allows SHORT-TERM RENTALS with no minimum rental restrictions. Whether you're searching for your next family home, a Florida vacation retreat, or an exceptional investment opportunity, this property checks all the boxes. With award-winning Gulf beaches just up the road, you can enjoy coastal living while remaining centrally located near shopping, dining, parks, schools, and everything Pinellas County has to offer. From the moment you arrive, you'll appreciate the inviting covered front patio and fresh, updated exterior. Step inside this beautifully renovated 3-bedroom, 2-bathroom BLOCK home, where thoughtful upgrades and a warm, modern-organic design come together throughout. The bright, open living space features LVP flooring and flows seamlessly into the fully renovated kitchen, complete with quartz countertops, all-new appliances, stylish cabinetry, and modern finishes. The primary suite offers a spacious walk-in closet and a beautifully remodeled en suite bathroom featuring an LED mirror, warm wood vanity, and trendy tilework that creates a relaxing, organic-modern feel. The guest bathroom has also been completely renovated with the same cohesive attention to detail. Out back, enjoy a screened-in porch overlooking the fenced backyard, creating the perfect place to unwind, entertain, or enjoy Florida's year-round weather. A separate storage shed provides additional space for tools, beach gear, and outdoor equipment, while the attached 1-car garage adds even more functionality. Major systems have already been taken care of, with significant 2026 updates including a NEW ROOF, NEW HVAC SYSTEM, and NEW TANKLESS WATER HEATER, giving the next owner added peace of mind from day one. Located in the Ridgewood Groves neighborhood of Seminole and just off the Park Boulevard corridor, this home offers easy access throughout Pinellas County while keeping you only minutes from the Gulf beaches. Opportunities with this combination of location, condition, and flexibility are becoming increasingly difficult to find. Schedule your showing today!

The essentials

Built
1960
Price / sqft
$368
On market
4 days
Annual tax
$4,162
Flood zone
X · Low risk
Lot
6,050 sqft
Type
Single Family Residence

Location

11746 78th Ter
Seminole, FL, 33772·33772 - Seminole
Type
Single Family Residence
Year Built
1960
Lot
6,050 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
4
Stone Counters
Lighting
Private Mailbox
Rain Gutters
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Seminole Elementary-PN

Middle

Osceola Middle-PN

High

Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$4,162

Parcel #

28-30-15-75240-000-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Ridgewood Groves

County

Pinellas

MLS Area

33772 - Seminole

Lot Size

6,050 sqft

Paved
Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #TB8546589
$409,900+60.7%
$368/sqft
6/1/2026
Sold
Source: Pinellas County Public Record
$255,000
$229/sqft
Est. monthly payment$2,690/mo
Principal & interest$2,138
Property taxes$347
Insurance$205
Down payment20% · $81,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $409,900
$402,500 – $409,900
98.4% – 100% of listTops out right at the list price
80% of listList price
57 of the last 113 home closings in 33772 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 4.

Sample: 113 closed home sales in 33772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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