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5520 Silver Sun Dr, Apollo Beach, FL, 33572

$201/sqft·Waterset Ph 5a-1

3 bd3 ba2,438 sqft2 car garageSingle Family
Listed by LPT REALTY LLC· Last updated · MLS# TB8545362

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,688/mo
Down payment (20%)
$97,980
Property taxes
$875/mo
HOA
$12.62/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2022
Community pool
Fitness center too
2 car garage
4,880 sqft lot
Lot size
2,438 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeThermostat

5520 Silver Sun Dr is a 2022-built home in Waterset Ph 5a-1, Apollo Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,438 square feet of living space. Listed at $489,900 (about $201/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $12.62 monthly.

From the listing

Welcome to the highly sought after master planned community of Waterset in Apollo Beach! Built in 2022, this beautifully maintained and thoughtfully upgraded home offers 3 bedrooms, 2.5 baths, and a spacious second floor loft with two closets and a half bath. This flexible space is perfect for a media room, home office, game room, or additional living area. Enter through the foyer into an open concept design enhanced by impressive 10 ft. ceilings, 8 ft. doors, 5 inch baseboards, ceramic tile, tray ceilings, Corian window sills, dimmable lighting, upgraded LED fixtures and ceiling fans, USB A/C outlets, and multiple CAT5 connections. The kitchen, featuring a gas stove, flows seamlessly into the dining and great room areas, creating an inviting setting for everyday living and entertaining. Additional features include an LG 4 door refrigerator, front loading LG washer and dryer, tankless water heater, gas connection for outdoor grilling, and a Schilage app based smart electronic front door lock with convenient keyless entry and security features. Enjoy Florida living from the screened lanai added in 2025 overlooking the fully fenced backyard completed in 2026. Energy saving window film and overhead garage storage add even more functionality to this move in ready home. Living in Waterset means enjoying an incredible array of community amenities, including multiple resort style pools and fitness centers, pickleball, tennis, basketball and volleyball courts, playgrounds, a splash pad, dog park, sports complex, café, miles of walking trails with outdoor fitness stations, and community gathering spaces. Shopping, dining, fitness, medical services, and everyday conveniences are also nearby. Modern construction, extensive upgrades, flexible living space, and the exceptional Waterset lifestyle come together at 5520 Silver Sun Drive. This beautiful home is ready to welcome its next owner!

The essentials

Built
2022
Price / sqft
$201
On market
3 days
Annual tax
$10,503
HOA
$12.62/mo
Flood zone
X · Low risk
Lot
4,880 sqft
Type
Single Family Residence

Location

5520 Silver Sun Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2022
Lot
4,880 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Private Yard
Clubhouse
Dog Park
Fitness Center
Park
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Tankless Water Heater
Washer

Elementary

Doby Elementary-HB

Middle

Eisenhower-HB

High

East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$10,503

Parcel #

U-26-31-19-B2S-000089-00010.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterset Ph 5a-1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

4,880 sqft

HOA
$12.62/mo
Castle Management, LLC./ Kapiria Parodi
Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #TB8545362
$489,900+10.8%
$201/sqft
5/31/2022
Sold
Source: Hillsborough County Public Record
$442,300
$181/sqft
Est. monthly payment$3,688/mo
Principal & interest$2,555
Property taxes$875
Insurance$245
HOA$13
Down payment20% · $97,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $489,900
$485,000 – $489,900
98.9% – 100% of listTops out right at the list price
80% of listList price
133 of the last 265 home closings in 33572 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 3.

Sample: 265 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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