Active
$2,500,000
Est. $32,550/mo

6424 Rubia Cir, Apollo Beach, FL, 33572

$369/sqft·1st | Flat Island

4 bd5 ba6,784 sqft3 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# TB8544088

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$32,550/mo
Down payment (20%)
$500,000
Property taxes
$17,929/mo
HOA
$995/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Waterfront
Bay/Harbor
Private pool
Other
3 car garage
0.35 acres
Lot size

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
1ST | FLAT ISLAND
Type
Single Family Residence

True monthly carry

HOA
~$332/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Coffered Ceiling(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface Counters

6424 Rubia Cir is a 2026-built home in 1st | Flat Island, Apollo Beach. Inside you'll find 4 bedrooms, 5 bathrooms, and 6,784 square feet of living space. Listed at $2,500,000 (about $369/sqft), 0 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $995 quarterly.

From the listing

Pre-Construction. To be built. Pre-Construction. To be built. Welcome to an extraordinary opportunity to bring a truly one-of-a-kind modern residence to life behind the private gates of Andalucia, one of Apollo Beach's most desirable waterfront communities. Designed by Supreme International Construction, this proposed custom home features striking contemporary architecture, dramatic glass walls, soaring 25-foot ceilings, expansive outdoor living, and resort-inspired amenities, created for those who appreciate exceptional design and the Florida waterfront lifestyle. A dramatic double-volume foyer introduces an impressive Great Hall, complemented by a gracious formal dining room, expansive family room, two kitchens — a chef's kitchen and a dedicated spice kitchen — pantry, breakfast nook, private study/office, fitness suite, lounge and PJ lounge, mudroom, laundry room, elevator, and generously proportioned en-suite bedrooms with multiple walk-in closets, each opening to its own private balcony. A striking architectural staircase serves as a sculptural focal point connecting the residence's grand yet functional spaces. The exterior is conceived as a private resort-like retreat, featuring an enclosed swimming pool with spa, sculptural water features, an outdoor fire pit, covered patio, and expansive balconies framed by sleek glass railings. Architectural aluminum-composite beams and integrated automated mosquito netting further elevate the design, while a spacious three-car garage completes the residence. Andalucia offers privacy, boating, and recreation within a gated community with 24/7 secured access and no CDD, including a private community marina in Bal Harbor with potential opportunities to lease a deep-water boat slip through the HOA, sports courts, and a Bayfront Clubhouse and pool. Just beyond the gates, walk or bike to Circles Waterfront, Finns, Apollo Pizza, NY-style bagels, coffee, and ice cream. Nature lovers will appreciate the nearby Apollo Beach Nature Park, waterfront watch tower, scenic boardwalks, and Manatee Viewing Center. Convenient access to Tampa, St. Petersburg, Anna Maria Island, and the Gulf beaches; TPA is approximately 25 miles away, Port Tampa Bay approximately 12 miles. Modern architecture. Gated privacy. Boating access. Resort-style outdoor living. Apollo Beach. This isn't simply a home — it's an opportunity to create your own private Florida retreat.

The essentials

Built
2026
Price / sqft
$369
On market
3 days
Annual tax
$215,151
HOA
$995/qtr
Flood zone
AE
Lot
15,120 sqft
Type
Single Family Residence

Location

6424 Rubia Cir
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2026
Lot
15,120 sqft
Cooling
Central Air
Heating
Central, Electric, Zoned
Parking
-
Pool
Other
Waterfront
Bay/Harbor
Days on Market
3
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Sidewalk
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Touchless Faucet

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2026)

$215,151

Parcel #

U-17-31-19-1ST-000002-00002.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

1st | Flat Island

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

15,120 sqft

ClearedCorner LotFlood Insurance RequiredFloodZoneIn CountyNear MarinaOversized LotSidewalkPavedPrivateUnincorporated
HOA
$995/qtr
Andalucia
Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #TB8544088
$2,500,000
$369/sqft
Est. monthly payment$32,549/mo
Principal & interest$13,039
Property taxes$17,929
Insurance$1,250
HOA$332
Down payment20% · $500,000
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,500,000
$2.47M – $2.50M
98.9% – 100% of listTops out right at the list price
80% of listList price
133 of the last 265 home closings in 33572 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 3.

Sample: 265 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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