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36905 Rio Grande Dr, Zephyrhills, FL, 33540

$190/sqft·Riverwood Estates Phase 1a

4 bd3 ba2,262 sqft2 car garageSingle Family
Listed by PULTE REALTY OF WEST FLORIDA LLC· Last updated · MLS# TB8542848

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,736/mo
Down payment (20%)
$86,144
Property taxes
$226/mo
HOA
$48.26/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
2 car garage
Driveway
6,239 sqft lot
Lot size
2,262 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RIVERWOOD ESTATES PHASE 1A
Type
Single Family Residence

True monthly carry

HOA
~$48/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenIN Wall Pest SystemOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersThermostatWalk-in Closet(s)Sidewalk

36905 Rio Grande Dr is a 2026-built home in Riverwood Estates Phase 1a, Zephyrhills. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,262 square feet of living space. Listed at $430,720 (about $190/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $48.26 monthly.

From the listing

Under Construction. Pulte Homes is Selling in Riverwood! Enjoy all the benefits of a new construction home in this highly amenitized community, ideally located in Wesley Chapel. This new community will feature a resort-style pool with an open cabana, a clubhouse, a fitness center, nature trails, shared green spaces, pickleball courts, a screened-in game room, and a dog park! The Pinecrest is designed with flexibility in mind, offering open living spaces and a versatile loft that’s perfect for relaxing or entertaining. Its thoughtful design adapts easily to your lifestyle. The gourmet kitchen showcases a large center island with sink, Trenton quill cabinets, quartz countertops with 4”x4” tiled backsplash, a spacious pantry, and Whirlpool stainless steel appliances including a dishwasher, microwave, refrigerator and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower, private commode, and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 22”x22” tile flooring in the baths and laundry room, and stain-resistant carpet in the bedrooms and loft. This home makes great use of space with an added bedroom and full bath on the first floor, spacious loft, convenient laundry room with Whirlpool washer and dryer, a 2-car garage, and a covered lanai. Additional upgrades and features include faux wood house blinds throughout, whole cabinet hardware, and a Smart Home technology package with a video doorbell. Beautifully situated on a corner lot, this home makes a striking first impression with its desirable location and added sense of openness. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

The essentials

Built
2026
Price / sqft
$190
On market
3 days
Annual tax
$2,713
HOA
$48.26/mo
Flood zone
X · Low risk
Lot
6,239 sqft
Type
Single Family Residence

Location

36905 Rio Grande Dr
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
2026
Lot
6,239 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway, Garage Door Opener
Days on Market
3
Eat-in Kitchen
IN Wall Pest System
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Chester W Taylor Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,713

Parcel #

33-26-21-0020-00900-0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Riverwood Estates Phase 1a

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

6,239 sqft

Corner LotLandscapedSidewalkPaved
HOA
$48.26/mo
HomeRiver Group/ Patrick Dooley
Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #TB8542848
$430,720-87.4%
$190/sqft
3/11/2025
Sold
Source: Pasco County Public Record
$3,407,000
$1,506/sqft
Est. monthly payment$2,736/mo
Principal & interest$2,246
Property taxes$226
Insurance$215
HOA$48
Down payment20% · $86,144
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $430,720
$427,500 – $430,720
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 3.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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