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4504 Silver Lining St, Sarasota, FL, 34238

$206/sqft·Promenade/Palmer Ranch Ph 1

3 bd3 ba1,724 sqft1 car garageTownhouse
Listed by LPT REALTY, LLC· Last updated · MLS# TB8542456

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Est. monthly payment
$2,654/mo
Down payment (20%)
$71,000
Property taxes
$275/mo
HOA
$350/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 2018
Community pool
Shared amenity
1 car garage
1,740 sqft lot
Lot size
1,724 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimarybedroom UpstairsHurricane ShuttersClubhouseGated Community - No GuardPool

4504 Silver Lining St is a 2018-built home in Promenade/Palmer Ranch Ph 1, Sarasota. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,724 square feet of living space. Listed at $355,000 (about $206/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 monthly.

From the listing

Welcome to this well-maintained 3-bedroom, 2.5-bath townhome in the gated community of Promenade at Palmer Ranch. Built in 2018, this home offers a comfortable and functional floor plan with a one-car garage and screened lanai. The primary suite features a walk-in closet and private en-suite bath, while the two additional bedrooms offer flexibility for a home office, guest space, or additional living area. The roof was replaced in 2025, adding peace of mind for the next owner. The Legacy Trail is just steps from the community, making it easy to enjoy walking, running, or biking right from home. Residents enjoy a resort-style pool and covered gathering area with an outdoor kitchen, creating a great space to relax and spend time with friends and family. The low monthly HOA includes water, sewer, trash, lawn maintenance, and community amenities. No CDD and no flood insurance required. Located in Palmer Ranch, the home is close to shopping, dining, golf, parks, and everyday conveniences, with Siesta Key Beach approximately 15 minutes away. Easy access to I-75 makes getting around Sarasota and surrounding areas convenient. Whether you're looking for a full-time residence, vacation home, or investment property, this townhome offers an opportunity to enjoy the Sarasota lifestyle with the convenience of low-maintenance living.

The essentials

Built
2018
Price / sqft
$206
On market
13 days
Annual tax
$3,304
HOA
$350/mo
Flood zone
X · Low risk
Lot
1,740 sqft
Type
Townhouse

Location

4504 Silver Lining St
Sarasota, FL, 34238·34238 - Sarasota/Sarasota Square
Type
Townhouse
Year Built
2018
Lot
1,740 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
13
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Hurricane Shutters
Clubhouse
Gated Community - No Guard
Pool
Sidewalks
Disposal
Dryer
Washer

Elementary

Gulf Gate Elementary

Middle

Sarasota Middle

High

Riverview High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,304

Parcel #

0098051180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Promenade/Palmer Ranch Ph 1

County

Sarasota

MLS Area

34238 - Sarasota/Sarasota Square

Lot Size

1,740 sqft

HOA
$350/mo
PMI Capstone
Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #TB8542456
$355,000
$206/sqft
Est. monthly payment$2,654/mo
Principal & interest$1,851
Property taxes$275
Insurance$178
HOA$350
Down payment20% · $71,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $355,000
$347,500 – $355,000
97.9% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 townhouse or villa closings in 34238 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 13.

Sample: 35 closed townhouse or villa sales in 34238 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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