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34427 Smart Dr, Zephyrhills, FL, 33541

$247/sqft·Lake Bernadette

3 bd2 ba1,332 sqft2 car garageSingle Family
Listed by CENTURY 21 BILL NYE REALTY· Last updated · MLS# TB8541914

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Est. monthly payment
$2,118/mo
Down payment (20%)
$65,800
Property taxes
$182/mo
HOA
$167/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2004
2 car garage
5,500 sqft lot
Lot size
1,332 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Rain GuttersSidewalkStreet Lights

34427 Smart Dr is a 2004-built home in Lake Bernadette, Zephyrhills. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,332 square feet of living space. Listed at $329,000 (about $247/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $167 quarterly.

From the listing

Seller will help with closing cost. NEW ROOF, NEW A/C, AND NEW WATER HEATER—all completed in 2025! Welcome to 34427 Smart Drive, a beautiful 3-bedroom, 2-bath home located in the desirable Lake Bernadette community with a LOW HOA! Lovingly maintained by its original owner, this home has had only one owner since it was built—giving you the special opportunity to become only the second owner to call it home! This inviting home features high ceilings and a split-bedroom floor plan, with two bedrooms and a full bathroom located at the front of the home while the private primary suite is tucked away in the back. The spacious primary bedroom features new luxury vinyl flooring and a large walk-in closet. Bathroom updates include two new sinks, a new toilet, and a new tub. Step outside to the beautiful screened-in lanai, complete with two ceiling fans for added comfort. The fenced backyard is surrounded by lovely greenery and offers plenty of privacy with NO REAR NEIGHBORS—perfect for relaxing, entertaining, or enjoying peaceful Florida mornings. The home also includes a two-car garage. Lake Bernadette is situated around an 18-hole golf course and offers wonderful community amenities, including two swimming pools, a clubhouse with a fitness center, pickleball and tennis courts, basketball courts, and a playground. This home offers comfort, privacy, valuable updates, and an active community lifestyle. Also enjoy the Florida lifestyle with trendy Wiregrass and Prime Outlet malls, as well as a variety of eateries, just minutes away. Don’t miss out on this little paradise—schedule your private showing today!

The essentials

Built
2004
Price / sqft
$247
On market
19 days
Annual tax
$2,188
HOA
$167/qtr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

Location

34427 Smart Dr
Zephyrhills, FL, 33541·33541 - Zephyrhills
Type
Single Family Residence
Year Built
2004
Lot
5,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
19
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Street Lights
Dishwasher
Dryer
Freezer
Microwave
Range
Refrigerator
Solar Hot Water

Elementary

New River Elementary

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,188

Parcel #

07-26-21-0080-00200-0510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake Bernadette

County

Pasco

MLS Area

33541 - Zephyrhills

Lot Size

5,500 sqft

HOA
$167/qtr
Beverly Gedney
Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #TB8541914
$329,000
$247/sqft
Est. monthly payment$2,118/mo
Principal & interest$1,716
Property taxes$182
Insurance$165
HOA$56
Down payment20% · $65,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $329,000
$327,500 – $329,000
99.5% – 100% of listTops out right at the list price
80% of listList price
156 of the last 273 home closings in 33541 landed at this number or higher (57%). The median one sat 49 days before it went under contract, and this one is on day 19.

Sample: 273 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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