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3944 Silk Oak Ln, Palm Harbor, FL, 34685

$259/sqft·Oakmont

2 bd2 ba2,232 sqft2 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8540074

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Est. monthly payment
$4,071/mo
Down payment (20%)
$115,800
Property taxes
$358/mo
HOA
$404/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1999
Community pool
Shared amenity
2 car garage
Driveway
7,501 sqft lot
Lot size
2,232 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)

3944 Silk Oak Ln is a 1999-built home in Oakmont, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,232 square feet of living space. Listed at $579,000 (about $259/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $404 monthly.

From the listing

Welcome to this beautifully maintained 2-bedroom, 2-bathroom home with a dedicated study/bonus room in Oakmont at Lansbrook, Palm Harbor’s premier maintenance-free community. With thoughtful updates, beautiful finishes, and tranquil golf course views, this home offers an exceptional combination of style, comfort, and carefree Florida living. From the moment you enter the formal foyer, you’ll be drawn into a light and airy great room featuring soaring ceilings and tasteful contemporary details. Expansive glass sliding doors open to a spectacular screened lanai, creating a seamless connection between the indoor and outdoor living spaces while showcasing peaceful golf course views. The kitchen is both stylish and functional, with convenient access to the formal dining room and breakfast area. It features 42-inch solid-wood cabinetry, granite countertops, a breakfast bar, and newer stainless-steel appliances. The adjacent breakfast area is perfectly positioned to take advantage of the panoramic views of the lanai and lush green spaces beyond.The spacious primary suite is a private retreat, enhanced by beautiful hand-scraped hardwood floors, generous his-and-hers walk-in closets, and an updated en-suite bath. The bath features a shower, garden tub, dual vanities, and a private water closet. The secondary bedroom also features gorgeous hand-scraped hardwood flooring, while French doors open to the versatile study/bonus room, complete with built-in bookshelves—perfect for a home office, library, or quiet retreat. Plantation shutters throughout the home add timeless style and elegance. A convenient bonus room just off the laundry area offers even more flexibility. Use it as a small home office, oversized walk-in pantry, hobby space, or simply valuable climate-controlled storage. Major updates include a roof approximately two years old, 2019 HVAC, and a one-year-old water softener. The low monthly maintenance fee in Oakmont includes lawn and shrub care, exterior painting, walkway and driveway power washing, trash service, and use of the community pool. Spectrum high-speed internet and cable are also soon to be included, adding even more value and convenience. And, of course, there’s the Lansbrook lifestyle. Enjoy miles of scenic walking and biking trails, two parks, playgrounds, and a community boat ramp providing access to Lake Tarpon. The location is ideally situated near shopping, restaurants, the Pinellas Trail extension, and John Chesnut Sr. Park, with easy access to the airports and the beautiful Gulf beaches. Beautifully appointed, thoughtfully designed, and surrounded by the amenities that make Lansbrook so special—this is the carefree Florida lifestyle you’ve been waiting for. Come see why this could be the perfect place to call home!

The essentials

Built
1999
Price / sqft
$259
On market
26 days
Annual tax
$4,292
HOA
$404/mo
Flood zone
X · Low risk
Lot
7,501 sqft
Type
Single Family Residence

Location

3944 Silk Oak Ln
Palm Harbor, FL, 34685·34685 - Palm Harbor
Type
Single Family Residence
Year Built
1999
Lot
7,501 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
26
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Sidewalk
Sprinkler Metered
Association Recreation - Owned
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Special Community Restrictions
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener

Elementary

Cypress Woods Elementary-PN

Middle

Tarpon Springs Middle-PN

High

East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,292

Parcel #

28-27-16-62955-000-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Oakmont

County

Pinellas

MLS Area

34685 - Palm Harbor

Lot Size

7,501 sqft

In CountyPavedUnincorporated
HOA
$404/mo
Melrose Property Management
Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8540074
$579,000-1.7%
$259/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #TB8540074
$589,000
$264/sqft
Est. monthly payment$4,071/mo
Principal & interest$3,020
Property taxes$358
Insurance$290
HOA$404
Down payment20% · $115,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $579,000
$570,000 – $579,000
98.4% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34685 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 26 after a $10,000 cut.

Sample: 52 closed home sales in 34685 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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