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230 48th Ave N, St Petersburg, FL, 33703

$380/sqft·Harcourt

4 bd2 ba1,566 sqftHalf Duplex
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8539628

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Est. monthly payment
$3,924/mo
Down payment (20%)
$119,000
Property taxes
$523/mo
Rate assumed
6.8% · 30 yr
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At a glance

Multi-family
Built 1977
8,198 sqft lot
Lot size
1,566 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Surface CountersThermostatRain GuttersStreet LightsDishwasher

230 48th Ave N is a 1977-built home in Harcourt, St Petersburg. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,566 square feet of living space. Listed at $595,000 (about $380/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

LOCATION, INCOME & OPPORTUNITY—all just minutes from Downtown St. Petersburg! This tastefully updated duplex offers an exceptional opportunity for investors, owner-occupants, or buyers looking to add a well-located income-producing property to their portfolio. Offering 1,566 total heated square feet, each unit features 2 bedrooms and 1 bath, a spacious living area, and an open galley-style kitchen with stylish designer finishes. Both units also have their own private laundry with washer and dryer included, providing the convenience today's tenants expect. The rear unit opens to a screened porch overlooking a HUGE, fully fenced backyard, creating a fantastic private outdoor space with plenty of room to enjoy. The front unit also has its own private fenced yard, giving each residence a sense of separation and privacy. The property is separately metered and offers four dedicated parking spaces, making it especially attractive as a rental investment. And then there's the location! Situated in highly convenient Northeast St. Petersburg, you're just minutes from two Publix locations, Whole Foods Market, Trader Joe's, The Fresh Market, Chick-fil-A, shopping, dining and everyday conveniences—many just a short walk, bike ride or golf-cart ride away. Even better, Downtown St. Petersburg is less than 10 minutes away, putting world-class dining, waterfront parks, museums, galleries, the St. Pete Pier, Vinoy Park, Beach Drive, Tropicana Field and the city's vibrant arts and entertainment scene practically at your doorstep. Sitting on a generous 67' x 127' lot, the property also offers an attractive land component and potential future building opportunity, subject to applicable zoning and development requirements. Whether you're looking to live in one unit and rent the other, lease both units for income, or hold the property as a long-term investment, this is the kind of flexible opportunity that's increasingly difficult to find in such a desirable St. Petersburg location. Two updated units. Separate meters. Private outdoor spaces. Four parking spaces. A large lot. And minutes to Downtown St. Pete. An outstanding opportunity to invest in both real estate and location.

The essentials

Built
1977
Price / sqft
$380
On market
2 days
Annual tax
$6,280
Flood zone
AE
Lot
8,198 sqft
Type
Half Duplex

Location

230 48th Ave N
St Petersburg, FL, 33703·33703 - St Pete
Type
Half Duplex
Year Built
1977
Lot
8,198 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Open, Parking Pad
Days on Market
2
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Surface Counters
Thermostat
Rain Gutters
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Flood Zone AE

Annual Tax (2025)

$6,280

Parcel #

06-31-17-36702-004-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harcourt

County

Pinellas

MLS Area

33703 - St Pete

Lot Size

8,198 sqft

FloodZoneCity LimitsLandscapedNear Public TransitPaved
Date
Event
Price
9/12/2026
Listed for sale
Source: Stellar MLS #TB8539628
$595,000+85.9%
$380/sqft
2/1/2024
Sold
Source: Pinellas County Public Record
$320,000
$204/sqft
Est. monthly payment$3,924/mo
Principal & interest$3,103
Property taxes$523
Insurance$298
Down payment20% · $119,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $595,000
$585,000 – $595,000
98.1% – 100% of listTops out right at the list price
80% of listList price
95 of the last 188 home closings in 33703 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 2.

Sample: 188 closed home sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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