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209 Fernwood Cir #209, Seminole, FL, 33777

$199/sqft·Gardens The Condo

2 bd2 ba1,277 sqftCondominium
Listed by PINELLAS REALTY GROUP INC· Last updated · MLS# TB8539512

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Est. monthly payment
$1,618/mo
Down payment (20%)
$50,780
Property taxes
$167/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1974
Community pool
Shared amenity
Assigned parking
1,277 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanWalk-in Closet(s)Window TreatmentsLightingOutdoor GrillOutdoor Shower

209 Fernwood Cir #209 is a 1974-built home in Gardens The Condo, Seminole. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,277 square feet of living space. Listed at $253,900 (about $199/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Seminole’s hidden gem! Discover The Gardens, a highly sought-after, pet-friendly 55+ community tucked away on 4 acres of beautifully landscaped, tree-shaded grounds adjacent to Lake Seminole Park with the association backing to the Lake Seminole Bypass Canal. This beautifully remodeled 2-bedroom, 2-bath corner unit offers the perfect combination of style, comfort, privacy, and convenience. Located on the second floor, this turnkey home has been thoughtfully updated with quality finishes throughout. The living area and kitchen overlook the lush grounds and heated pool, while the bedrooms enjoy peaceful views of the canal and pond. Every update is less than four years old, so there is truly nothing to do but move in and enjoy. Features include replaced kitchen cabinets, island kitchen counter, granite counter tops with backsplash, hurricane-rated double-pane windows, Therma-Core 3DX luxury vinyl plank flooring throughout, crown molding, Veneta blinds throughout, ceiling fans in every room, pendant lighting, antibacterial door hardware and new bathroom ventilation fans. The kitchen appliances and washer/dryer have also been replaced, adding to the home’s move-in-ready appeal. A convenient 2-car carport and an ideal location within The Gardens complete the package. With beautiful views, extensive updates and a wonderfully maintained 55+ community setting, this is a special opportunity to own a home that is truly ready to enjoy.

The essentials

Built
1974
Price / sqft
$199
On market
25 days
Annual tax
$2,006
Flood zone
AE
Lot
206,906 sqft
Type
Condominium

Location

209 Fernwood Cir #209
Seminole, FL, 33777·33777 - Seminole/Largo
Type
Condominium
Year Built
1974
Lot
206,906 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest
Days on Market
25
Ceiling Fans(s)
Crown Molding
Open Floorplan
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Outdoor Shower
Private Entrance
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$2,006

Parcel #

26-30-15-30271-003-2090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Gardens The Condo

County

Pinellas

MLS Area

33777 - Seminole/Largo

Lot Size

206,906 sqft

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #TB8539512
$253,900
$199/sqft
Est. monthly payment$1,618/mo
Principal & interest$1,324
Property taxes$167
Insurance$127
Down payment20% · $50,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $253,900
$242,500 – $253,900
95.5% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33777 landed at this number or higher (53%). The median one sat 73 days before it went under contract, and this one is on day 25.

Sample: 36 closed condo sales in 33777 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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