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403 Normandy Rd, Madeira Beach, FL, 33708

$509/sqft·Island Estates

3 bd2 ba1,826 sqft1 car garageSingle Family
Listed by FUTURE HOME REALTY INC· Last updated · MLS# TB8537270

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Est. monthly payment
$6,050/mo
Down payment (20%)
$185,800
Property taxes
$741/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1953
Waterfront
Canal - Saltwater
Private pool
In Ground
1 car garage
Converted Garage
7,475 sqft lot
Lot size

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)

403 Normandy Rd is a 1953-built home in Island Estates Unit 1 Sec A, Madeira Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,826 square feet of living space. Listed at $929,000 (about $509/sqft), 14 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. BEACH, BOATING OR POOL? WHY CHOOSE WHEN YOU CAN HAVE ALL THREE! WELCOME TO YOUR PRIVATE WATERFRONT ESCAPE ON ISLAND ESTATES! Situated on a cul-de-sac street, this exceptional coastal retreat has been renovated from top to bottom. Start your morning with your favorite beverage overlooking the water, or step onto your private dock equipped with a 8,000 lb. boat lift with NEW cables and GEM REMOTES CONTROL BOX and set off for a quick ride to the Gulf! Spend the day cruising to sandbars, fishing the Gulf waters, or stopping at your favorite waterfront restaurant. Step inside your new home to a bright, open-concept floor plan featuring crown molding, shiplap ceilings, a skylight that brings abundant natural light into the living room, energy-efficient windows, plank-style tile flooring, and a wood-burning fireplace that adds warmth on those rare cooler evenings. The impressive kitchen showcases rich navy-blue cabinetry, sleek quartz countertops, a deep basin sink, elegant gold faucet and hardware, NEW stainless steel range, dishwasher, and microwave, a closet pantry, breakfast bar with pendant lighting, plus there’s additional cabinet storage in the oversized laundry room. Designed with privacy in mind, the split-bedroom layout places the primary suite with ensuite bath and the second bedroom and guest bath on one side of the home. Both bathrooms have been tastefully remodeled with a fresh, coastal-inspired design. The third bedroom overlooks the pool and water and a generous bonus room offers even more flexibility for a media room, game room, fitness area, hobby space, or whatever best complements your lifestyle. Additional highlights include a 5-unit mini-split A/C system, NEWER modified bitumen roof installed in 2023, NEW water heater in 2025, NEW pool pump motor installed August 2026, pavered driveway, converted garage ideal for storage or golf cart parking, plus an additional exterior storage room. Surrounded by mature tropical landscaping, the fenced backyard was created for relaxation, entertaining and making the most of Florida’s sunshine. Lounge on the sun shelf of the sparkling inground pool, gather with friends and family at the covered outdoor bar, or get cozy in your favorite chair on the expansive pavered patio and enjoy tranquil water views. This Island Estates location is hard to beat! Take a quick 5-minute walk to the area’s sugar-sand beaches, or explore nearby boutiques, restaurants, local pubs, and live entertainment. Hop on a golf cart, stroll, or ride your bike and enjoy an easygoing way to experience everything the area has to offer. Nearby attractions include fishing charters and ROC Park, featuring pickleball courts, outdoor events, and concerts, along with the famous John’s Pass Village & Boardwalk, where shops, dining, watersport rentals, music, and activities provide something for everyone. St. Pete-Clearwater International Airport is approximately 30 minutes away, while Tampa International Airport is about a 40-minute drive. Whether you're heading out for an early-morning boat ride to the sandbars, enjoying waterside dining or a sunset cruise, fishing the Gulf, spending the afternoon at the beach, or gathering poolside under the stars, this remarkable property puts the Florida waterfront lifestyle right outside your door. Discover a place where beach, boating, pool days, laid back living and Island charm come together to create an extraordinary place to call HOME!

The essentials

Built
1953
Price / sqft
$509
On market
17 days
Annual tax
$8,889
Flood zone
AE
Lot
7,475 sqft
Type
Single Family Residence

Location

403 Normandy Rd
Madeira Beach, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Single Family Residence
Year Built
1953
Lot
7,475 sqft
Cooling
Mini-Split Unit(s)
Heating
Central, Electric
Parking
Converted Garage, Driveway, Golf Cart Parking
Pool
In Ground
Waterfront
Canal - Saltwater, Intracoastal Waterway
Days on Market
17
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Storage
Dishwasher
Microwave
Range

Elementary

Orange Grove Elementary-PN

Middle

Seminole Middle-PN

High

Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2025)

$8,889

Parcel #

15-31-15-43290-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Island Estates Unit 1 Sec A

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Lot Size

7,475 sqft

Cul-De-SacFlood Insurance RequiredFloodZoneLandscapedPaved
Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8537270
$929,000
$509/sqft
Est. monthly payment$6,050/mo
Principal & interest$4,845
Property taxes$741
Insurance$465
Down payment20% · $185,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $929,000
$890,000 – $929,000
95.6% – 100% of listTops out right at the list price
80% of listList price
56 of the last 110 home closings in 33708 landed at this number or higher (51%). The median one sat 70 days before it went under contract, and this one is on day 17.

Sample: 110 closed home sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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