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1308 Gillespie Dr, Palm Harbor, FL, 34684

$363/sqft·Highland Lakes

2 bd2 ba1,418 sqft2 car garageSingle Family
Listed by RE/MAX ELITE REALTY· Last updated · MLS# TB8533480

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Est. monthly payment
$3,289/mo
Down payment (20%)
$102,980
Property taxes
$182/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1984
Community pool
Shared amenity
2 car garage
Garage Door Opener
7,606 sqft lot
Lot size
1,418 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Window TreatmentsLighting

1308 Gillespie Dr is a 1984-built home in Highland Lakes Unit Fifteen Ph 3, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,418 square feet of living space. Listed at $514,900 (about $363/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

* * DO NOT MISS OUT ON THIS BEAUTIFULLY UPDATED HOME WITH WIDE OPEN VIEWS OF THE GOLF COURSE * * Extremely well maintained! NO WORRIES WITH THIS HOME WITH THE FOLLOWING UPDATERS - New Roof 2021 - New High Impact Windows 2021 - Followed By A FULL Interior Remodel 2021 - New Hot Water Heater 2022 - New Central Heat/Ac 2025 - New Plantation Shutters 2025 - New Generator With Transfer Switch 2025 - New Hot Tub 2026 and Much, Much More! ! THERE IS NOTHING YOU NEED TO DO BUT MOVE IN AND ENJOY ! ! Enjoy the evenings on your front screened porch. Open floor plan with OVERSIZED kitchen with tons of cabinets and kitchen island. Beautiful stainless appliance package. Formal living room space and separate family room with windows out to the golf course. Master bedroom is roomy with full walk-in closet. Both bathrooms fully updated. Multiple sliders lead you out to one of the FEW LARGE COVERED AND SCREENED PATIO with expansive views of the golf course. Enjoy the heated hot tub that is only 6 months new! .................................This property has the membership to “THE CLUB” (at an unbelievable low cost of $164/month). You get UNLIMITED GOLF on 27 holes. Access to tennis courts, pickleball courts (indoor and outdoor), shuffleboard, bocci ball courts. Spectacular heated pool with umbrellas and covered seating. The expansive clubhouse offers a large auditorium for activities, shows and parties. Fully equipped woodworking shop, ceramics shop, card room, billiards and more. And lets not forget “THE LODGE ON LAKE TARPON” which is also part of “THE CLUB” and is a secondary clubhouse with pool, picnic area, horse shoes and is finally highlighted by the dock and community pontoon boats on Lake Tarpon.

The essentials

Built
1984
Price / sqft
$363
On market
47 days
Annual tax
$2,186
HOA
$164/mo
Flood zone
X · Low risk
Lot
7,606 sqft
Type
Single Family Residence

Location

1308 Gillespie Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1984
Lot
7,606 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
47
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Highland Lakes Elementary-PN

Middle

Carwise Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,186

Parcel #

05-28-16-38917-000-0560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Highland Lakes Unit Fifteen Ph 3

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

7,606 sqft

LandscapedLevelOn Golf CourseSidewalkPaved
HOA
$164/mo
Scarlet Roach
Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #TB8533480
$514,900-1.9%
$363/sqft
Price change
Source: Stellar MLS #TB8533480
$524,900-2.8%
$370/sqft
7/29/2026
Listed for sale
Source: Stellar MLS #TB8533480
$539,900+120.4%
$381/sqft
12/1/2018
Sold
Source: Pinellas County Public Record
$245,000
$173/sqft
Est. monthly payment$3,289/mo
Principal & interest$2,685
Property taxes$182
Insurance$257
HOA$164
Down payment20% · $102,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $514,900
$505,000 – $514,900
98.5% – 100% of listTops out right at the list price
80% of listList price
56 of the last 110 home closings in 34684 landed at this number or higher (51%). The median one sat 15 days before it went under contract, and this one is on day 47 after a $25,000 cut.

Sample: 110 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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