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2131 Ridge Rd S #99, Largo, FL, 33778

$143/sqft·Coastal Ridge

2 bd2 ba1,248 sqftTownhouse
Listed by CENTURY 21 JIM WHITE & ASSOC· Last updated · MLS# TB8532577

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Est. monthly payment
$1,090/mo
Down payment (20%)
$35,800
Property taxes
$66/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 1984
Private pool
Heated
Private balcony
Outdoor space
1,248 sqft
Living area

About this home

Ceiling Fans(s)Primarybedroom UpstairsSmart HomeStone CountersThermostatWalk-in Closet(s)BalconySidewalk

2131 Ridge Rd S #99 is a 1984-built home in Coastal Ridge, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,248 square feet of living space. Listed at $179,000 (about $143/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your private retreat in Coastal Ridge! Tucked toward the back of the community for added privacy, this beautifully maintained two-story townhome offers 2 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan ideal for comfort, convenience, entertaining and carefree Florida Living. Enjoy a private patio perfect for morning coffee, outdoor dining, or relaxing after a day at the beach. Inside, recent updates include a newer central A/C (2025), brand-new washer and dryer (October 2025), and energy-efficient double-panel Low-E windows that enhance comfort while reducing energy cost. The kitchen is fully equipped with a refrigerator, range, microwave, new dishwasher, disposal, and washer and dryer. Lucite storm panels are also included. Residents of the all-ages Coastal Ridge community enjoy a pool, tennis courts, grilling area, and a covered pavilion with a full kitchen. Located in the heart of Largo, you’re just minutes from shopping, dining, and the Pinellas Trail, 15–20 minutes from Indian Rocks Beach, about 20–25 minutes from Clearwater Beach, and close to both St. Pete–Clearwater International and Tampa International Airports. Whether you’re looking for a full-time home, seasonal getaway, or low-maintenance lifestyle, this move-in-ready property offers exceptional value in a prime location.

The essentials

Built
1984
Price / sqft
$143
On market
47 days
Annual tax
$796
Flood zone
X · Low risk
Type
Townhouse

Location

2131 Ridge Rd S #99
Largo, FL, 33778·33778 - Largo/Seminole
Type
Townhouse
Year Built
1984
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, Heated, In Ground
Days on Market
47
Ceiling Fans(s)
Primarybedroom Upstairs
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Sidewalk
Sliding Doors
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Tennis Court(s)
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Fuguitt Elementary-PN

Middle

Largo Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$796

Parcel #

03-30-15-16864-017-0990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coastal Ridge

County

Pinellas

MLS Area

33778 - Largo/Seminole

Date
Event
Price
7/29/2026
Listed for sale
Source: Stellar MLS #TB8532577
$179,000+65.7%
$143/sqft
7/1/2004
Sold
Source: Pinellas County Public Record
$108,000
$87/sqft
Est. monthly payment$1,089/mo
Principal & interest$934
Property taxes$66
Insurance$90
Down payment20% · $35,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $179,000
$175,000 – $179,000
97.3% – 100% of listTops out right at the list price
80% of listList price
22 of the last 42 townhouse or villa closings in Largo landed at this number or higher (52%). The median one sat 61 days before it went under contract, and this one is on day 47.

Sample: 42 closed townhouse or villa sales in Largo over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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