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437 Gandy Cemetery Rd, Bartow, FL, 33830

$264/sqft·Dean Ranch

4 bd2 ba2,427 sqft6 car garageSingle Family
Listed by KELLER WILLIAMS ST PETE REALTY· Last updated · MLS# TB8527383

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Est. monthly payment
$4,114/mo
Down payment (20%)
$128,000
Property taxes
$456/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
6 car garage
Boat
0.99 acres
Lot size
2,427 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersStone Counters

437 Gandy Cemetery Rd is a 2021-built home in Dean Ranch, Bartow. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,427 square feet of living space. Listed at $639,999 (about $264/sqft), 45 days on market. Flood zone X,AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 437 Gandy Cemetery Road, where an improved 2021 Bartow home meets the kind of property setup buyers rarely find in one package. Set on just under an acre in Dean Ranch, this 4-bedroom, 2-bath custom ranch offers 2,427 heated square feet, a one-story layout, an office, high ceilings, stone counters, generous living space, and a more open, functional feel created through thoughtful seller upgrades. The real difference is outside. The property is fully fenced with a gated keypad entry featuring two-way intercom, extra concrete parking, motorhome/RV parking, boat parking, guest parking, and room to spread out. The shop/garage setup is a major standout, with insulated walls and doors, three 10-foot doors, air lines for tools and electrical throughout, and a 4-post car lift — ideal for vehicles, equipment, storage, hobbies, or anyone who needs serious usable space. The property is equipped with a generator capable of powering the home and shop if needed, adding another layer of comfort and peace of mind during Florida storm season or power interruptions. Enjoy Florida outdoor living with a covered patio, screened room, and a true outdoor kitchen with dishwasher, making the property just as functional for entertaining as it is for everyday living. Additional features include irrigation, gutters, public water, septic, no HOA, no CDD, and a convenient location off Hwy 60 with access to Bartow, Lakeland, Winter Haven, and major Central Florida routes. This is not just a house — it is a move-in-ready property with space, security, upgrades, parking, and functionality that are hard to duplicate.

The essentials

Built
2021
Price / sqft
$264
On market
67 days
Annual tax
$5,467
Flood zone
X,AE · Low risk
Lot
43,316 sqft
Type
Single Family Residence

Location

437 Gandy Cemetery Rd
Bartow, FL, 33830·33830 - Bartow
Type
Single Family Residence
Year Built
2021
Lot
43,316 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Covered, Driveway, Guest, Oversized, RV Garage, RV Access/Parking, Workshop in Garage
Days on Market
67
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Eagle Lake Elem

Middle

Bartow Middle

High

Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X,AE

Annual Tax (2025)

$5,467

Parcel #

25-29-35-363485-000070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Dean Ranch

County

Polk

MLS Area

33830 - Bartow

Lot Size

43,316 sqft

Flag LotLevelPrivate
Date
Event
Price
8/23/2026
Price change
Source: Stellar MLS #TB8527383
$639,999-8.6%
$264/sqft
Price change
Source: Stellar MLS #TB8527383
$699,900-4.1%
$288/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #TB8527383
$730,000
$301/sqft
Est. monthly payment$4,113/mo
Principal & interest$3,338
Property taxes$456
Insurance$320
Down payment20% · $128,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $639,999
$635,000 – $639,999
99.5% – 100% of listTops out right at the list price
80% of listList price
87 of the last 156 home closings in 33830 landed at this number or higher (56%). The median one sat 49 days before it went under contract, and this one is on day 67 after a $90,001 cut.

Sample: 156 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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