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364 3rd St NW, Largo, FL, 33770

$348/sqft·Harrison & Kirkpatricks

2 bd1 ba819 sqftSingle Family
Listed by DALTON WADE INC· Last updated · MLS# TB8518585

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Est. monthly payment
$1,916/mo
Down payment (20%)
$57,000
Property taxes
$287/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1981
5,728 sqft lot
Lot size
819 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsWindow TreatmentsPrivate EntrancePrivate Mailbox

364 3rd St NW is a 1981-built home in Harrison & Kirkpatricks Add, Largo. Inside you'll find 2 bedrooms, 1 bathrooms, and 819 square feet of living space. Listed at $285,000 (about $348/sqft), 47 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MOVE-IN READY and perfectly positioned in the heart of Largo! This charming 2-bedroom, 1-bath block home offers comfort, convenience, and exceptional value—all located in a NON-FLOOD ZONE. Filled with natural light from an abundance of windows, this well-maintained home features tile flooring throughout the living areas and generously sized bedrooms, each offering spacious double-door sliding closets. The inviting living room provides plenty of space for relaxing or entertaining, while the kitchen has been enhanced with new stainless steel appliances and convenient washer and dryer hookups for added functionality. The bathroom has been tastefully updated with a new vanity and modern fixtures, adding a fresh, contemporary touch. Additional features include a Ring doorbell and camera security system, which will convey with the home for added peace of mind. Major improvements have already been completed, including a new roof (2023) and a newer HVAC system, ensuring years of worry-free ownership. Step outside to the fully fenced backyard where you'll find dual-gate alley access, creating the perfect setup for boat, RV, trailer, or recreational vehicle storage. The spacious yard offers plenty of room for pets, gardening, or outdoor entertaining. Located just steps from a neighborhood park and within walking distance of the exciting Downtown Largo redevelopment area, you'll enjoy easy access to shopping, dining, entertainment, and community events while benefiting from the growth and revitalization of this thriving community. Whether you're a first-time homebuyer, seasonal resident, or investor (AIRBNB), this move-in-ready gem offers an outstanding opportunity to own a well-cared-for home in one of Largo's most desirable and rapidly growing areas. Within walking distance the Largo Downtown District and 7 miles from Clearwater Beach! Schedule your showing today! Some photos are virutally staged!

The essentials

Built
1981
Price / sqft
$348
On market
78 days
Annual tax
$3,447
Flood zone
X · Low risk
Lot
5,728 sqft
Type
Single Family Residence

Location

364 3rd St NW
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1981
Lot
5,728 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
78
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Window Treatments
Private Entrance
Private Mailbox
Private Yard
Storage
Street Lights
Dryer
Range
Range Hood
Refrigerator
Washer

Elementary

Mildred Helms Elementary-PN

Middle

Largo Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,447

Parcel #

34-29-15-37206-001-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harrison & Kirkpatricks Add

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

5,728 sqft

Street Brick
Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #TB8518585
$285,000-5.0%
$348/sqft
Price change
Source: Stellar MLS #TB8518585
$299,900-4.8%
$366/sqft
6/28/2026
Listed for sale
Source: Stellar MLS #TB8518585
$315,000+12.5%
$385/sqft
4/1/2025
Sold
Source: Pinellas County Public Record
$280,000
$342/sqft
Est. monthly payment$1,916/mo
Principal & interest$1,486
Property taxes$287
Insurance$143
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $285,000
$280,000 – $285,000
98.5% – 100% of listTops out right at the list price
80% of listList price
58 of the last 115 home closings in 33770 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 78 after a $30,000 cut.

Sample: 115 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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