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485 Harbor Ridge Dr, Palm Harbor, FL, 34683

$223/sqft·Harbor Ridge Of Palm Harbor

3 bd3 ba1,700 sqft2 car garageTownhouse
Listed by PALM PARADISE REALTY GROUP· Last updated · MLS# TB8516650

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,145/mo
Down payment (20%)
$75,980
Property taxes
$549/mo
HOA
$425/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 2014
Water views
Water
Community pool
Shared amenity
2 car garage
Garage Door Opener
2,901 sqft lot
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsWalk-in Closet(s)Window Treatments

485 Harbor Ridge Dr is a 2014-built home in Harbor Ridge Of Palm Harbor, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,700 square feet of living space. Listed at $379,900 (about $223/sqft), 87 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $425 monthly.

From the listing

CHECK OUT THIS BRIGHT BEAUTY! Welcome to this beautiful waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor. This well-maintained 3-bedroom, 2.5-bath home features a 2-car garage, serene pond views, soaring ceilings, abundant natural light, and tile on main floor and laminate flooring throughout second level. The open-concept floor plan includes a spacious living area, screened lanai, and an updated kitchen with granite countertops, wood cabinetry, stainless steel appliances, breakfast bar, and walk-in pantry. Upstairs, the primary suite overlooks the water and offers a large walk-in closet and ensuite bath. Updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). This quiet community unit is only connected on one side. Harbor Ridge residents enjoy a community POOL, cabana, and low HOA fees covering exterior maintenance, grounds, cable, water, sewer, trash and roof. Conveniently located just minutes from the Gulf beaches and only 15 minutes from Honeymoon Island State Park, this home offers easy access to the local Trolly route, Pinellas Trail, downtown Palm Harbor, Dunedin, and Tarpon Springs. With nearby access to US-19, you'll enjoy an abundance of shopping, dining, healthcare facilities, and a convenient drive to Tampa International Airport. Come check it out today!

The essentials

Built
2014
Price / sqft
$223
On market
96 days
Annual tax
$6,587
HOA
$425/mo
Flood zone
X · Low risk
Lot
2,901 sqft
Type
Townhouse

Location

485 Harbor Ridge Dr
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Townhouse
Year Built
2014
Lot
2,901 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
96
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X

Annual Tax (2025)

$6,587

Parcel #

23-27-15-36302-000-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Ridge Of Palm Harbor

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

2,901 sqft

HOA
$425/mo
Ameritech-Angela Johnson
Date
Event
Price
8/22/2026
Price change
Source: Stellar MLS #TB8516650
$379,900-1.3%
$223/sqft
Price change
Source: Stellar MLS #TB8516650
$385,000-1.0%
$226/sqft
6/10/2026
Listed for sale
Source: Stellar MLS #TB8516650
$389,000+3.7%
$229/sqft
5/1/2025
Sold
Source: Pinellas County Public Record
$375,000
$221/sqft
Est. monthly payment$3,145/mo
Principal & interest$1,981
Property taxes$549
Insurance$190
HOA$425
Down payment20% · $75,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $379,900
$375,000 – $379,900
98.9% – 100% of listTops out right at the list price
80% of listList price
31 of the last 60 townhouse or villa closings in 34683 landed at this number or higher (52%). The median one sat 35 days before it went under contract, and this one is on day 96 after a $9,100 cut.

Sample: 60 closed townhouse or villa sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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