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7122 87th Ln E, Palmetto, FL, 34221

$245/sqft·Regency Oaks Ph II

4 bd2 ba1,593 sqft2 car garageSingle Family
Listed by YOUR NEIGHBORHOOD REALTY ASSOC· Last updated · MLS# TB8514232

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,612/mo
Down payment (20%)
$77,900
Property taxes
$362/mo
HOA
$290/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2001
Waterfront
Pond
Private pool
Heated
2 car garage
10,542 sqft lot
Lot size

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Open FloorplanThermostatWindow TreatmentsCooktopDishwasherDisposal

7122 87th Ln E is a 2001-built home in Regency Oaks Ph II, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,593 square feet of living space. Listed at $389,500 (about $245/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $290 semi-annually.

From the listing

Back On the Market! No backyard neighbors here, large yard for Pets or Family to play. Rarely available 4 Bedroom Pool Home with a premium lot, in the back of very desirable Regency Oaks Subdivision which is a Deed Restricted Community. No CDD's and very low HOA's. Open Floor Plan with Large Living Room Area off of Kitchen which has ample Cabinets for storage. House backs up to a Reserve, with a Fenced Back Yard. Woods, and Wildlife are your views, very private. Enclosed Pool has a large covered deck area for entertaining around the pool. House has a Sprinkler System for Irrigation of the Yard, New high quality roof installed (Dec 2024) by Westfall Roofing. New high efficiency AC installed (Nov 2023) with 10yr warranty parts & labor. Home has Tile Flooring in Kitchen, Dining Room and Baths, Bedrooms and Living Room have Carpet. Regency Oaks offers an established neighborhood setting while placing you close to the growing conveniences of north Manatee County. Enjoy easy access to US 301 and I-75 and to nearby shopping, dining, schools, parks, and golf courses, Ellenton Premium Outlets, and the continued growth coming to the Parrish and Moccasin Wallow corridor including new Hospital being built within 1 mile. Bradenton, Lakewood Ranch, Sarasota, St. Petersburg and Tampa, are all within a short commute. Don't Miss Out.

The essentials

Built
2001
Price / sqft
$245
On market
105 days
Annual tax
$4,341
HOA
$290/yr
Flood zone
X · Low risk
Lot
10,542 sqft
Type
Single Family Residence

Location

7122 87th Ln E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2001
Lot
10,542 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, Heated, In Ground, Screen Enclosure
Waterfront
Pond
Days on Market
105
Cathedral Ceiling(s)
Ceiling Fans(s)
Open Floorplan
Thermostat
Window Treatments
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$4,341

Parcel #

649035755

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Regency Oaks Ph II

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

10,542 sqft

Near Golf Course
HOA
$290/yr
Crystal Stinson
Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #TB8514232
$389,500-2.5%
$245/sqft
Price change
Source: Stellar MLS #TB8514232
$399,500-6.0%
$251/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #TB8514232
$424,900
$267/sqft
Est. monthly payment$2,612/mo
Principal & interest$2,031
Property taxes$362
Insurance$195
HOA$24
Down payment20% · $77,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $389,500
$385,000 – $389,500
98.7% – 100% of listTops out right at the list price
80% of listList price
178 of the last 354 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 105 after a $35,400 cut.

Sample: 354 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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