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3271 McMath Dr, Palm Harbor, FL, 34684

$285/sqft·Highland Lakes

2 bd2 ba1,332 sqft2 car garageVilla
Listed by BHHS FLORIDA PROPERTIES GROUP· Last updated · MLS# TB8514165

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Est. monthly payment
$2,663/mo
Down payment (20%)
$75,940
Property taxes
$321/mo
HOA
$172/mo
Rate assumed
6.8% · 30 yr
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At a glance

Villa
Built 1983
Community pool
Shared amenity
2 car garage
3,855 sqft lot
Lot size
1,332 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)Awning(s)Buyer Approval RequiredClubhouseGolf Carts OK

3271 McMath Dr is a 1983-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,332 square feet of living space. Listed at $379,700 (about $285/sqft), 99 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $172 monthly.

From the listing

REMODELED, HIIGHLAND LAKES 2BD/2BA, 1,332 SQ FT VILLA with a SPACIOUS GARAGE in the highly sought-after 55+ Highland Lakes community of Palm Harbor. This home boasts great curb appeal, WITH AN EXPANDED FRONT WALKWAY AND OVERRSIZED FRONT PATIO designed for outdoor enjoyment with a remote-controlled Sunbrella retractable awning, creating the perfect year-round space to relax and entertain. Inside, this pristine residence showcases top-of-the-line upgrades throughout. The updated kitchen features premium cabinetry, quality appliances, and thoughtful finishes designed for both style and functionality. The spacious primary suite includes an enlarged custom closet and tastefully upgraded primary ensuite bath. The guest bedroom offers the added convenience of a Murphy bed for flexible living to use as you wish. Remote-controlled window coverings throughout the home add both comfort and sophistication. The enclosed air-conditioned lanai provides additional living space ideal for entertaining, reading, or enjoying the Florida lifestyle in any season. 2018 HVAC, 2024 EATON CIRCUIT BREAKER. Highland Lakes is one of Pinellas County’s premier active adult communities, known for its resort-style amenities and vibrant social atmosphere. Residents enjoy unlimited golf on three executive 9-hole golf courses with greens fees included in the HOA. The community also features tennis courts, pickleball, shuffleboard, bocce ball, arts and crafts studios, a woodworking shop, interactive theater productions, two heated community pools, and two clubhouses offering an abundance of clubs, activities, dinners, dances, and social events. One of the community’s most unique features is access to beautiful Lake Tarpon, where residents can enjoy pontoon boat rides, lake excursions, and even trips to the popular Tarpon Turtle waterfront restaurant. Boat and RV storage is also available onsite. Goolf Carts OK. Conveniently located near Gulf beaches, shopping, restaurants, parks, and Tampa International Airport, this exceptional villa offers the perfect blend of luxury upgrades, low-maintenance living, and an unmatched active Florida lifestyle. Rarely does a home and community come together so perfectly—this is truly a one-of-a-kind opportunity! Schedule your showing Today before it's gone!

The essentials

Built
1983
Price / sqft
$285
On market
101 days
Annual tax
$3,854
HOA
$172/mo
Flood zone
X · Low risk
Lot
3,855 sqft
Type
Villa

Location

3271 McMath Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Villa
Year Built
1983
Lot
3,855 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
101
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Awning(s)
Buyer Approval Required
Clubhouse
Golf Carts OK
Golf
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer

Elementary

Highland Lakes Elementary-PN

Middle

Carwise Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone x

Annual Tax (2025)

$3,854

Parcel #

05-28-16-38906-000-1030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Highland Lakes

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

3,855 sqft

HOA
$172/mo
CHERYL ADAMS
Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8514165
$379,700-2.1%
$285/sqft
Price change
Source: Stellar MLS #TB8514165
$387,700-1.3%
$291/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #TB8514165
$392,700
$295/sqft
Est. monthly payment$2,663/mo
Principal & interest$1,980
Property taxes$321
Insurance$190
HOA$172
Down payment20% · $75,940
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $379,700
$375,000 – $379,700
98.6% – 100% of listTops out right at the list price
80% of listList price
28 of the last 54 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 35 days before it went under contract, and this one is on day 101 after a $13,000 cut.

Sample: 54 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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