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14521 Catalina Cir, Seminole, FL, 33776

$201/sqft·Clearwater Cove

2 bd2 ba1,564 sqftTownhouse
Listed by MARK SPAIN REAL ESTATE· Last updated · MLS# TB8509532

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Est. monthly payment
$2,456/mo
Down payment (20%)
$63,000
Property taxes
$296/mo
HOA
$360/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 1980
Community pool
Shared amenity
4,156 sqft lot
Lot size
1,564 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

14521 Catalina Cir is a 1980-built home in Clearwater Cove, Seminole. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,564 square feet of living space. Listed at $315,000 (about $201/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $360 monthly.

From the listing

Virtually Staged. Please note some photos have been virtually staged. Discover the ultimate coastal lifestyle without the premium waterfront taxes, high insurance costs, or expensive dock maintenance. This turnkey corner and end unit townhome offers absolute financial predictability by grouping all major updates upfront: a FULL QUAD UNIT REPLACEMENT ROOF (JUNE 2024), FULL WINDOW AND DOOR REPLACEMENT (2021), AC PACKAGE UNIT (2021), and updated WATER HEATER (2019). Enjoy quiet privacy with no upstairs neighbors and an INCREDIBLY LOW HOA of 360 dollars monthly. Inside, the move in ready layout maximizes natural light with coastal vinyl plank flooring running continuously through the main living space. The living room features a functional wood burning fireplace updated with a custom stone surround and shiplap walls (2021). The updated kitchen centers on a massive 70 by 70 inch custom quartz island seating eight to ten people. Solid wood shaker style cabinets and a full suite of NEW APPLIANCES (2021) ensure durable daily utility. A full size washer and dryer area provides lower level convenience accompanied by a downstairs bathroom. A private gated entryway leads to a large screened ground level patio creating a dedicated outdoor living space for grilling along with an enclosed side storage area. Upstairs two spacious bedrooms feature wall to wall dual closets and ceiling fans. The primary bedroom offers direct en suite access to the second floor bathroom equipped with a full size step in shower, extended vanity, and linen closet. Both bathrooms feature Miracle Method surface installations for high durability and easy cleaning. Sliding glass doors open from both bedrooms to an elevated second story deck. A fully updated TOP DECK AWNING (2025) and ceiling fan transform this space into an all weather extension of your floor plan. The comprehensive HOA covers water, sewer, trash, exterior building paint, reserves, exterior pest control, lawn care, tree trimming, and liability insurance. The property includes an assigned covered parking space directly outside your front door and access to ample guest parking. Enjoy year round community amenities including a heated and chilled pool plus lighted tennis and pickleball courts. Skip the premium price tag and simply step out your door to follow the paved paths to the community seawall to launch a kayak or paddleboard directly into the Intracoastal Waterway.

The essentials

Built
1980
Price / sqft
$201
On market
120 days
Annual tax
$3,550
HOA
$360/mo
Flood zone
X · Low risk
Lot
4,156 sqft
Type
Townhouse

Location

14521 Catalina Cir
Seminole, FL, 33776·33776 - Seminole/Largo
Type
Townhouse
Year Built
1980
Lot
4,156 sqft
Cooling
Central Air
Heating
Central
Parking
Covered
Days on Market
120
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Awning(s)
Balcony
Lighting
Private Entrance
Sidewalk
Storage
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer

Elementary

Oakhurst Elementary-PN

Middle

Seminole Middle-PN

High

Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,550

Parcel #

19-30-15-16443-000-0013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Clearwater Cove

County

Pinellas

MLS Area

33776 - Seminole/Largo

Lot Size

4,156 sqft

Cul-De-SacNear Golf CourseNear MarinaSidewalkPaved
HOA
$360/mo
Ameri Tech Gloria Reed
Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #TB8509532
$315,000-3.0%
$201/sqft
Price change
Source: Stellar MLS #TB8509532
$324,900
$208/sqft
5/17/2026
Listed for sale
Source: Stellar MLS #TB8509532
$325,000
$208/sqft
Est. monthly payment$2,456/mo
Principal & interest$1,643
Property taxes$296
Insurance$158
HOA$360
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $315,000
$305,000 – $315,000
96.5% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in 33776 landed at this number or higher (54%). The median one sat 93 days before it went under contract, and this one is on day 120 after a $10,000 cut.

Sample: 13 closed townhouse or villa sales in 33776 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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