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3483 Charmwood Ave, Spring Hill, FL, 34609

$166/sqft·Spring Hill

3 bd3 ba2,344 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8502224

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Est. monthly payment
$2,642/mo
Down payment (20%)
$77,980
Property taxes
$415/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
Private pool
Above Ground
2 car garage
Covered
10,000 sqft lot
Lot size
2,344 sqft
Living area

About this home

Ceiling Fans(s)DryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

3483 Charmwood Ave is a 2005-built home in Spring Hill, Spring Hill. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,344 square feet of living space. Listed at $389,900 (about $166/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LOCATION • SPACE • FREEDOM — NO HOA, NO CDD, LOW TAXES! This is the one that makes you stop scrolling. A home where space, light, and flexibility come together to create something truly special. Officially a 3-bedroom, 3-bath home public records, yet currently configured and functioning as a spacious 5-bedroom residence—perfect for large families, guests, or multi-generational living. From the moment you walk in, you’ll feel it—natural light pouring in, open spaces that invite connection, and a layout designed to live, grow, and create unforgettable memories. The flexible floor plan includes a large bedroom on the first floor and four additional rooms upstairs, including a perfect setup for a private in-law suite, home office, or income-producing opportunity. Now step outside… and this is where it becomes unforgettable. A large above-ground pool ready for summer days, weekend gatherings, and celebrations with family and friends. Big lanai, expansive backyard, and plenty of front yard space—this is your private outdoor retreat with room to dream, entertain, and enjoy life without limits. Bring your cars, your toys, your vision. Major upgrade: brand-new septic system (2025), providing peace of mind and long-term value. Location? Exactly where you want to be: Close to shopping, restaurants, and everyday essentials Near medical centers and healthcare facilities Approx. 45–50 minutes to Tampa Approx. 50–60 minutes to Tampa International Airport Approx. 60–70 minutes to Clearwater Beach Quick access to the Suncoast Parkway Opportunities like this don’t come often—a home with this much space, flexibility, and freedom is not just a place to live… it’s a lifestyle and a smart investment. Schedule your showing today before someone else claims it.

The essentials

Built
2005
Price / sqft
$166
On market
140 days
Annual tax
$4,975
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

Location

3483 Charmwood Ave
Spring Hill, FL, 34609·34609 - Spring Hill/Brooksville
Type
Single Family Residence
Year Built
2005
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway
Pool
Above Ground
Days on Market
140
Ceiling Fans(s)
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

J.D. Floyd Elementary School

Middle

Fox Chapel Middle School

High

Frank W Springstead

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$4,975

Parcel #

R32-323-17-5160-0995-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Spring Hill

County

Hernando

MLS Area

34609 - Spring Hill/Brooksville

Lot Size

10,000 sqft

Oversized Lot
Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #TB8502224
$389,900+1.3%
$166/sqft
Price change
Source: Stellar MLS #TB8502224
$384,900-3.8%
$164/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #TB8502224
$399,900+18.3%
$171/sqft
6/7/2023
Sold
Source: Hernando County Public Record
$338,000
$144/sqft
Est. monthly payment$2,643/mo
Principal & interest$2,033
Property taxes$415
Insurance$195
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $389,900
$387,500 – $389,900
99.5% – 100% of listTops out right at the list price
80% of listList price
137 of the last 266 home closings in 34609 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 140 after a $10,000 cut.

Sample: 266 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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