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2146 Old Mining Rd, Lakeland, FL, 33801

$177/sqft·Saddle Crk Preserve Ph 1

4 bd2 ba1,918 sqft2 car garageSingle Family
Listed by REAL BROKER, LLC· Last updated · MLS# TB8484119

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,549/mo
Down payment (20%)
$68,000
Property taxes
$588/mo
HOA
$212/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
7,331 sqft lot
Lot size
1,918 sqft
Living area

About this home

Ceiling Fans(s)Dog ParkPoolDishwasherRange

2146 Old Mining Rd is a 2022-built home in Saddle Crk Preserve Ph 1, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,918 square feet of living space. Listed at $340,000 (about $177/sqft), 45 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $212 annually.

From the listing

Check out this VIEW + BUILT IN 2022! This newer construction 4-bedroom, 2-bath home built in 2022 in Saddle Creek Preserve offers beautiful sunset water views right from your backyard. The open floor plan features a spacious living and dining area that flows seamlessly into the kitchen, making it ideal for both everyday living and entertaining. A split-bedroom layout provides privacy for the primary suite, while the additional bedrooms provide flexibility for guests, family, or a home office. Step outside and relax while enjoying peaceful water views, a fully fenced backyard, and added privacy with no homes directly behind you. Residents of Saddle Creek Preserve enjoy access to a large community pool and dog park. Conveniently located with easy access to the Polk Parkway, providing a quick drive to downtown Lakeland, I-4, shopping, dining, and commuting routes to Tampa or Orlando. USDA financing eligible for qualified buyers. Schedule your showing today! Be sure to view the virtual tour for a full walkthrough of the home.

The essentials

Built
2022
Price / sqft
$177
On market
185 days
Annual tax
$7,058
HOA
$212/yr
Flood zone
X · Low risk
Lot
7,331 sqft
Type
Single Family Residence

Location

2146 Old Mining Rd
Lakeland, FL, 33801·33801 - Lakeland
Type
Single Family Residence
Year Built
2022
Lot
7,331 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
185
Ceiling Fans(s)
Dog Park
Pool
Dishwasher
Range

Elementary

Combee Elem

High

Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$7,058

Parcel #

24-28-12-178758-000570

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Saddle Crk Preserve Ph 1

County

Polk

MLS Area

33801 - Lakeland

Lot Size

7,331 sqft

HOA
$212/yr
Kevin Perkins
Date
Event
Price
4/27/2026
Price change
Source: Stellar MLS #TB8484119
$340,000-1.4%
$177/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #TB8484119
$345,000
$180/sqft
Est. monthly payment$2,549/mo
Principal & interest$1,773
Property taxes$588
Insurance$170
HOA$18
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $340,000
$337,500 – $340,000
99.5% – 100% of listTops out right at the list price
80% of listList price
80 of the last 130 home closings in 33801 landed at this number or higher (62%). The median one sat 22 days before it went under contract, and this one is on day 185 after a $5,000 cut.

Sample: 130 closed home sales in 33801 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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