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1643 Bonita Bluff CT, Ruskin, FL, 33570

$159/sqft·Mira Lago West Ph 1

3 bd2 ba2,450 sqft2 car garageSingle Family
Listed by CENTURY 21 CIRCLE· Last updated · MLS# TB8481887

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Est. monthly payment
$2,888/mo
Down payment (20%)
$77,800
Property taxes
$595/mo
HOA
$210/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2006
Private pool
Heated
2 car garage
5,500 sqft lot
Lot size
2,450 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsPrivate MailboxDishwasherDisposalDryerElectric Water HeaterMicrowave

1643 Bonita Bluff CT is a 2006-built home in Mira Lago West Ph 1, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,450 square feet of living space. Listed at $389,000 (about $159/sqft), 12 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 quarterly.

From the listing

Welcome to this stunning pool home in the gated community of Mira Lago! Offering 3 bedrooms, 2 bathrooms, and a versatile upstairs bonus room. Step inside to a welcoming foyer and enjoy beautiful wood-look laminate flooring throughout the main living areas. The spacious tiled kitchen is fully equipped with stainless steel appliances, including a refrigerator, Dishwasher, Range, Microwave, granite countertops, 48” upper cabinets, closet pantry, prep island, and a bright dinette area with a charming bay window. Just off the kitchen is the laundry room featuring a washer and dryer for added convenience. The private owner’s suite is located at the rear of the home and showcases a custom entry feature with an arched wall niche, elegant double tray ceiling, walk-in closet with custom organization system, and sliding glass doors leading directly to the pool and patio. The en-suite bath offers dual vanities, a tiled step-in shower, and a relaxing garden tub. Two additional bedrooms are situated at the front of the home with a full bath in between. The expansive great room also features sliding glass doors that open to your screened-in lanai and heated pool complete with a flowing fountain. With ample deck space, it’s the perfect setting for outdoor entertaining, BBQs, and enjoying Florida living year-round. Upstairs, the oversized bonus room provides endless possibilities — home office, media room, playroom, gym, or guest retreat. Residents of Mira Lago's amenities including a clubhouse, community pool, playground, and more. Nature lovers will appreciate being just minutes from E.G. Simmons Regional Park, a beautiful waterfront wildlife sanctuary offering swimming, kayak and canoe rentals, a boat ramp, picnic areas, and camping.

The essentials

Built
2006
Price / sqft
$159
On market
196 days
Annual tax
$7,136
HOA
$210/qtr
Flood zone
X500 · Low risk
Lot
5,500 sqft
Type
Single Family Residence

Location

1643 Bonita Bluff CT
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2006
Lot
5,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated
Days on Market
196
Ceiling Fans(s)
High Ceilings
Private Mailbox
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District)Flood Zone X500

Annual Tax (2024)

$7,136

Parcel #

U-01-32-18-79F-000000-00103.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mira Lago West Ph 1

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

5,500 sqft

HOA
$210/qtr
Mira Lago West/ Rizzetta & Co
Date
Event
Price
3/2/2026
Listed for sale
Source: Stellar MLS #TB8481887
$389,000+58.8%
$159/sqft
4/27/2020
Sold
Source: Hillsborough County Public Record
$244,900
$100/sqft
Est. monthly payment$2,888/mo
Principal & interest$2,029
Property taxes$595
Insurance$195
HOA$70
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
95 of the last 168 home closings in 33570 landed at this number or higher (57%). The median one sat 41 days before it went under contract, and this one is on day 196.

Sample: 168 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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