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9434 Tara Cay CT #25, Seminole, FL, 33776

$266/sqft·Tara Cay II

3 bd3 ba1,506 sqftTownhouse
Listed by RE/MAX ACTION FIRST· Last updated · MLS# TB8460800

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Est. monthly payment
$3,169/mo
Down payment (20%)
$79,980
Property taxes
$508/mo
HOA
$375/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 1990
Waterfront
Canal - Saltwater
Community pool
Shared amenity
1,764 sqft lot
Lot size
1,506 sqft
Living area

About this home

Ceiling Fans(s)Open FloorplanSidewalkBuyer Approval RequiredDeed RestrictionsPoolConvection OvenDishwasher

9434 Tara Cay CT #25 is a 1990-built home in Tara Cay II, Seminole. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,506 square feet of living space. Listed at $399,900 (about $266/sqft), 242 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 monthly.

From the listing

NO Flood Insurance required!! Rarely available waterfront living Townhouse in the hidden enclave of Tara Cay II. The DEEDED boat slip leads into the Intracoastal Waterway and a short boat trip to John’s Pass or Clearwater Bay or take a boat ride to your favorite restaurant on the water. Rear of house has no neighbors, borders a Conservation Area, and sits directly West for spectacular intracoastal and sunset views. Perfect for boating enthusiasts seeking convenience and tranquility. With over 1,500 square feet, this three-bedroom, three-bath residence features an open, airy floor plan ideal for both everyday living and entertaining. Second floor offers two bedrooms, both with ensuite. The third bedroom is conveniently located on main floor with full bath. Located within a quiet, charming, low-density enclave. Residents enjoy access to a peaceful heated community pool, where you can sit and watch the boats go by on the Intracoastal. A large grounds area, that allows for plenty of room for dog walking and playing. The home has been thoughtfully maintained with major upgrades already completed, including a new roof (2023), brand-new hot water heater, newer AC (approx. four years), and new kitchen and laundry appliances, including an induction oven. New hurricane rated windows and doors in living area. Washer and dryer are conveniently located on the upper level. This property experienced NO FLOODING during previous storms. Low-maintenance living is made easy with a $375 monthly fee covering water, sewer, garbage, cable, internet, exterior maintenance, and grounds care. A rare opportunity to enjoy waterfront lifestyle, boating access, and sunsets—all in a prime location. There is even the bonus of assuming the current mortgage of approximately $230k at 3.62% for qualified buyers!! Close to shopping, beach, restaurants and medical facilities, with a short commute to airport and downtown.

The essentials

Built
1990
Price / sqft
$266
On market
252 days
Annual tax
$6,095
HOA
$375/mo
Flood zone
X500* · Low risk
Lot
1,764 sqft
Type
Townhouse

Location

9434 Tara Cay CT #25
Seminole, FL, 33776·33776 - Seminole/Largo
Type
Townhouse
Year Built
1990
Lot
1,764 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Off Street
Waterfront
Canal - Saltwater
Days on Market
252
Ceiling Fans(s)
Open Floorplan
Sidewalk
Buyer Approval Required
Deed Restrictions
Pool
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Oakhurst Elementary-PN

Middle

Seminole Middle-PN

High

Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X500*

Annual Tax (2024)

$6,095

Parcel #

19-30-15-89769-000-0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Tara Cay II

County

Pinellas

MLS Area

33776 - Seminole/Largo

Lot Size

1,764 sqft

HOA
$375/mo
Bill Atkinson
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8460800
$399,900-8.0%
$266/sqft
Price change
Source: Stellar MLS #TB8460800
$434,900-7.4%
$289/sqft
1/5/2026
Listed for sale
Source: Stellar MLS #TB8460800
$469,900+148.6%
$312/sqft
3/1/2016
Sold
Source: Pinellas County Public Record
$189,000
$125/sqft
Est. monthly payment$3,169/mo
Principal & interest$2,086
Property taxes$508
Insurance$200
HOA$375
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $399,900
$385,000 – $399,900
96.5% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in 33776 landed at this number or higher (54%). The median one sat 93 days before it went under contract, and this one is on day 252 after a $70,000 cut.

Sample: 13 closed townhouse or villa sales in 33776 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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