Active
$280,000
Est. $1,600/mo

645 Timber Bay Cir E, Oldsmar, FL, 34677

$220/sqft·Shoreview Phase 2

3 bd2 ba1,274 sqft2 car garageSingle Family
Listed by MARK SPAIN REAL ESTATE· Last updated · MLS# TB8443970

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Est. monthly payment
$1,600/mo
Down payment (20%)
$56,000
Property taxes
$0/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1984
2 car garage
0.31 acres
Lot size
1,274 sqft
Living area

About this home

NingunoRain GuttersSliding DoorsElectric Water Heater

645 Timber Bay Cir E is a 1984-built home in Shoreview Phase 2, Oldsmar. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,274 square feet of living space. Listed at $280,000 (about $220/sqft), 211 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Your Renovation Dream Home! This home is in the desirable Shoreview Subdivision situated on 1/3 of an acre of land. After necessary rehab this home will easily be the jewel of the subdivision located a short walking distance from Tampa Bay and Mobbly Beach Park!! The home is priced substantially below market value to attract CASH Buyers understanding the home will require rehabilitation. The homeowner has excess construction material that will convey with the purchase as a cost saving incentive. The home will include refrigerator, dishwasher, HVAC system, and bathroom fixtures to be installed. The home currently has eight (8) new windows already installed and a new back sliding glass door. This is a must see and golden Opportunity to own or invest in this highly desirable community and subdivision!

The essentials

Built
1984
Price / sqft
$220
On market
314 days
Annual tax
$1
Flood zone
AE
Lot
13,316 sqft
Type
Single Family Residence

Location

645 Timber Bay Cir E
Oldsmar, FL, 34677·34677 - Oldsmar
Type
Single Family Residence
Year Built
1984
Lot
13,316 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Electric
Parking
-
Days on Market
314
Ninguno
Rain Gutters
Sliding Doors
Electric Water Heater

Elementary

Oldsmar Elementary-PN

Middle

Carwise Middle-PN

High

East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2024)

$1

Parcel #

25-28-16-81851-009-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Shoreview Phase 2

County

Pinellas

MLS Area

34677 - Oldsmar

Lot Size

13,316 sqft

Date
Event
Price
8/5/2026
Price change
Source: Stellar MLS #TB8443970
$280,000-5.1%
$220/sqft
—
Price change
Source: Stellar MLS #TB8443970
$295,000-15.7%
$232/sqft
11/4/2025
Listed for sale
Source: Stellar MLS #TB8443970
$350,000
$275/sqft
Est. monthly payment$1,600/mo
Principal & interest$1,460
Property taxes$0
Insurance$140
Down payment20% · $56,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $280,000
$277,500 – $280,000
98.8% – 100% of listTops out right at the list price
80% of listList price
47 of the last 92 home closings in 34677 landed at this number or higher (51%). The median one sat 38 days before it went under contract, and this one is on day 314 after a $70,000 cut.

Sample: 92 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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