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3922 Lake Joyce Dr, Land O Lakes, FL, 34639

$264/sqft·Lake Padgett Estates

3 bd2 ba1,896 sqft2 car garageSingle Family
Listed by RICHARD DOYLE REAL ESTATE· Last updated · MLS# TB8333772

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Est. monthly payment
$3,219/mo
Down payment (20%)
$100,000
Property taxes
$361/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1973
Waterfront
Lake Front
2 car garage
0.36 acres
Lot size
1,896 sqft
Living area

About this home

Solid Surface CountersSolid Wood CabinetsRain GuttersGolf Carts OKStable(s)ParkPlaygroundTennis Court(s)

3922 Lake Joyce Dr is a 1973-built home in Lake Padgett Estates, Land O Lakes. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,896 square feet of living space. Listed at $500,000 (about $264/sqft), 482 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Short Sale. SHORT SALE APPROVED by Lender. LAKEFRONT LIVING IN LAKE PADGETT ESTATES – NO HOA! Welcome home to your own piece of paradise on tranquil Lake Joyce, where you can fish right from your private backyard dock! This beautifully updated ranch-style lakefront home is nestled in the highly sought-after, golf cart-friendly community of Lake Padgett Estates, featuring 3 private ski lakes and a community equestrian center. RECENT UPGRADES INCLUDE: NEW Roof (2023) NEW Well Pump (2023) NEW A/C (2022) Septic System Pumped (2023) Vinyl Flooring Throughout (2023) HOME FEATURES: 3 Spacious Bedrooms (All fit king-size beds with room to spare) 2 Full Bathrooms Updated Kitchen Large Indoor Laundry Room with additional storage and pantry Open Living/Dining Room Combo Separate Family/Dining Area Two Covered & Screened Patios Oversized Garage with Built-in Storage Direct Waterfront Access with Dock Enjoy breathtaking lake views from the living room, family room, and two of the bedrooms. The generously sized lot provides plenty of space for outdoor entertaining, gardening, or simply relaxing by the water. The backyard is fenced with a 4 ft. vinyl chain link fence across the rear to preserve the stunning lake views, while the wood privacy fencing on the sides adds seclusion. COMMUNITY AMENITIES: 3 Ski Lakes Waterfront Parks & Playgrounds Tennis & Pickleball Courts Equestrian Center Active Golf Cart Community NO HOA! This is your chance to live the lakefront lifestyle with the freedom of no HOA restrictions. Bring your boat, your golf cart, and your dreams—Lake Joyce is waiting!

The essentials

Built
1973
Price / sqft
$264
On market
623 days
Annual tax
$4,333
Flood zone
X · Low risk
Lot
15,822 sqft
Type
Single Family Residence

Location

3922 Lake Joyce Dr
Land O Lakes, FL, 34639·34639 - Land O Lakes
Type
Single Family Residence
Year Built
1973
Lot
15,822 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
623
Solid Surface Counters
Solid Wood Cabinets
Rain Gutters
Golf Carts OK
Stable(s)
Park
Playground
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on fileFlood Zone X

Annual Tax (2023)

$4,333

Parcel #

19-26-19-051.0-000.00-305.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake Padgett Estates

County

Pasco

MLS Area

34639 - Land O Lakes

Lot Size

15,822 sqft

Date
Event
Price
7/21/2026
Price change
Source: Stellar MLS #TB8333772
$500,000+4.8%
$264/sqft
Price change
Source: Stellar MLS #TB8333772
$477,000-13.3%
$252/sqft
12/30/2024
Listed for sale
Source: Stellar MLS #TB8333772
$550,000+418.9%
$290/sqft
1/21/2024
Sold
Source: Pasco County Public Record
$106,000
$56/sqft
Est. monthly payment$3,219/mo
Principal & interest$2,608
Property taxes$361
Insurance$250
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $500,000
$495,000 – $500,000
98.8% – 100% of listTops out right at the list price
80% of listList price
54 of the last 106 home closings in 34639 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 623 after a $50,000 cut.

Sample: 106 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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