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6704 Winterset Gardens Rd, Winter Haven, FL, 33884

$176/sqft·Winterset Gardens

3 bd2 ba2,418 sqft2 car garageSingle Family
Listed by WEICHERT REALTORS HALLMARK PRO· Last updated · MLS# S5153946

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Est. monthly payment
$2,874/mo
Down payment (20%)
$85,000
Property taxes
$445/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1965
Private pool
Child Safety Fence
2 car garage
0.30 acres
Lot size
2,418 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatConvection OvenDishwasherDisposalDryerElectric Water Heater

6704 Winterset Gardens Rd is a 1965-built home in Winterset Gardens, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,418 square feet of living space. Listed at $425,000 (about $176/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Rarely does a home this unique come to market! Situated on a spacious .30-acre lot directly across the street from beautiful Lake Winterset, this fully renovated 3-bedroom, 2-bath mid-century modern pool home offers incredible character, modern updates, and NO mandatory HOA or CDD. An optional neighborhood HOA of just $100 per year provides access to the community boat ramp, connecting you to the renowned Winter Haven Chain of 22 Lakes, one of Central Florida's premier destinations for boating, fishing, and watersports. Unlike nearly any other Florida home, this property features an impressive 300+ square foot basement, a rare find that offers endless possibilities as a wine cellar, hobby room, workshop, fitness area, or additional storage. The home's distinctive architectural design is complemented by spectacular views of Lake Winterset from the living and dining rooms, where sliding glass doors open to a charming wraparound front porch—the perfect place to enjoy your morning coffee while taking in the peaceful lake scenery. Upstairs, a spacious bonus room provides flexibility as a potential fourth bedroom, media room, home office, or second living area and includes a private balcony overlooking the front of the property and the lake. The beautifully updated kitchen is designed for both everyday living and entertaining with quartz countertops, a center island, pantry, recessed lighting, tile backsplash, reverse osmosis system, garbage disposal, a window overlooking the screened pool, and a premium 2022 Samsung Bespoke appliance suite. The home's thoughtful split layout places all three spacious bedrooms down a private hallway away from the main living spaces. Wood-look tile flooring flows throughout the main living areas, while luxury vinyl plank flooring extends through the bedrooms, bathrooms, and upstairs bonus room. The spacious primary suite features dual vanities and a beautifully remodeled walk-in shower. Additional conveniences include an indoor laundry closet with the washer and dryer included, and a two-car garage. Step outside to your oversized screened, chlorinated pool complete with a diving board and removable safety fence, creating the perfect backyard retreat for entertaining family and friends year-round. Major improvements provide added peace of mind, including a new roof in 2025, a new pool pump and well pump in 2025, new A/C ductwork and attic insulation in 2025, windows replaced in 2019, A/C replaced in 2019, water heater replaced in 2019, and new appliances installed in 2022. Ideally located just a short drive from Disney, Universal, LEGOLAND, and other Central Florida attractions, this one-of-a-kind home combines timeless mid-century modern architecture, extensive modern updates, a rare basement, beautiful lake views, access to the Winter Haven Chain of Lakes, and a lifestyle that is truly hard to find. Don't miss this rare opportunity to own one of the area's most distinctive homes overlooking beautiful Lake Winterset.

The essentials

Built
1965
Price / sqft
$176
On market
55 days
Annual tax
$5,337
Flood zone
X · Low risk
Lot
13,120 sqft
Type
Single Family Residence

Location

6704 Winterset Gardens Rd
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
1965
Lot
13,120 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Child Safety Fence, Diving Board, In Ground, Screen Enclosure
Days on Market
55
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,337

Parcel #

26-29-14-687600-005030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Winterset Gardens

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

13,120 sqft

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #S5153946
$425,000-0.9%
$176/sqft
Price change
Source: Stellar MLS #S5153946
$429,000-11.1%
$177/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #S5153946
$482,500
$200/sqft
Est. monthly payment$2,874/mo
Principal & interest$2,217
Property taxes$445
Insurance$213
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
163 of the last 255 home closings in 33884 landed at this number or higher (64%). The median one sat 39 days before it went under contract, and this one is on day 55 after a $57,500 cut.

Sample: 255 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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