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4599 Kona Cir, Spring Hill, FL, 34608

$178/sqft·Somerset Bay

4 bd3 ba2,020 sqft3 car garageSingle Family
Listed by DR HORTON REALTY OF WEST CENTRAL FLORIDA· Last updated · MLS# OM727448

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,531/mo
Down payment (20%)
$72,014
Property taxes
$0/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
3 car garage
6,900 sqft lot
Lot size
2,020 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOMERSET BAY
Type
Single Family Residence

True monthly carry

HOA
~$8/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanDishwasherMicrowaveRange

4599 Kona Cir is a 2026-built home in Somerset Bay, Spring Hill. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,020 square feet of living space. Listed at $360,070 (about $178/sqft), 34 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Under Construction. The Madison is a thoughtfully designed 3-car garage home with an inviting open-concept layout perfect for all families. As you enter the foyer, you're greeted with two guest bedrooms and a shared guest bathroom. Across the hallway you will find the laundry room, linen closet, and a third guest bedroom complete with an ensuite bathroom. Heading into the kitchen, there is a large kitchen island with quartz countertops, stainless-steel appliances, and a spacious walk-in pantry. The kitchen overlooks the great room and dining area flowing into the outdoor covered lanai. Next to the living room is the primary bedroom with a double vanity, quartz countertops, and two closets. Bedroom four has an ensuite bathroom and is located next to the designated laundry room. The Madison is the epitome of modern living and includes a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

The essentials

Built
2026
Price / sqft
$178
On market
80 days
Annual tax
$0
HOA
$100/yr
Flood zone
X · Low risk
Lot
6,900 sqft
Type
Single Family Residence

Location

4599 Kona Cir
Spring Hill, FL, 34608·34608 - Spring Hill/Brooksville
Type
Single Family Residence
Year Built
2026
Lot
6,900 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
80
Open Floorplan
Dishwasher
Microwave
Range

Elementary

Explorer K-8

High

Frank W Springstead

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone x

Annual Tax (2025)

$0

Parcel #

R13 223 17 3555 0000 2940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Somerset Bay

County

Hernando

MLS Area

34608 - Spring Hill/Brooksville

Lot Size

6,900 sqft

HOA
$100/yr
Rizzetta and Company
Date
Event
Price
6/26/2026
Listed for sale
Source: Stellar MLS #OM727448
$360,070
$178/sqft
Est. monthly payment$2,531/mo
Principal & interest$1,878
Property taxes$465
Insurance$180
HOA$8
Down payment20% · $72,014
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $360,070
$357,500 – $360,070
99.5% – 100% of listTops out right at the list price
80% of listList price
105 of the last 204 home closings in 34608 landed at this number or higher (51%). The median one sat 31 days before it went under contract, and this one is on day 80.

Sample: 204 closed home sales in 34608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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