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405 Avenue M NE, Winter Haven, FL, 33881

$222/sqft·Silvercrest

0 bd0 ba1,350 sqftDuplex
Listed by LIFESTYLE INTERNATIONAL REALTY· Last updated · MLS# O6441459

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Est. monthly payment
$2,022/mo
Down payment (20%)
$60,000
Property taxes
$307/mo
Rate assumed
6.8% · 30 yr
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At a glance

Multi-family
Built 1955
8,002 sqft lot
Lot size
1,350 sqft
Living area

About this home

Open FloorplanPrivate Mailbox

405 Avenue M NE is a 1955-built home in Silvercrest Add, Winter Haven. Listed at $300,000 (about $222/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investors, look no further! This fully renovated, block duplex in Winter Haven offers immediate cash flow with zero deferred maintenance. Both 1-bedroom, 1-bathroom units are fully occupied on 1-year leases generating income with tenants paying their own separate electric. Extensively updated in 2024, the property features a brand-new roof with a transferable 10-year workmanship warranty and 15-year unlimited wind rating, new mini-split A/C systems, and new tankless water heaters. Additional 2024 upgrades include interior and exterior paint, luxury vinyl plank flooring, remodeled bathrooms, updated kitchens with newer stainless steel appliances, modern light fixtures, ceiling fans, and closet organizers. Residents enjoy exceptional private amenities, including individual front porches, private driveways, personal outdoor storage units, and a shared rear laundry room equipped with a complimentary washer and dryer. The property is wrapped by a fully fenced yard with fresh 2024 landscaping.

The essentials

Built
1955
Price / sqft
$222
On market
Today
Annual tax
$3,689
Flood zone
X · Low risk
Lot
8,002 sqft
Type
Duplex

Location

405 Avenue M NE
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Duplex
Year Built
1955
Lot
8,002 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
0
Open Floorplan
Private Mailbox
Flood Zone X

Annual Tax (2025)

$3,689

Parcel #

26-28-21-584100-010130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Silvercrest Add

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

8,002 sqft

Date
Event
Price
9/13/2026
Listed for sale
Source: Stellar MLS #O6441459
$300,000
$222/sqft
Est. monthly payment$2,022/mo
Principal & interest$1,565
Property taxes$307
Insurance$150
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $300,000
$297,500 – $300,000
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 205 home closings in 33881 landed at this number or higher (63%). The median one sat 42 days before it went under contract, and this one just listed today.

Sample: 205 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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